32 Credit Risk jobs in Canada
Manager, Credit Risk
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ABOUT HELCIM
Helcim was founded with a mission at heart: to be the worlds most loved payment system. We believe that by offering small businesses in North America a decidedly human payment solution where it is easier to sign up and use while being transparent and affordable, we can empower them to grow and prosper. Simply put, helping small businesses thrive is at the very core of our business model, and we think thats a great way to do business.
From the very start, we knew that we wanted to be different from every other credit card processor out there. We want the merchants we serve to feel supported and see us as a trusted partner rather than simply just another cost of doing business. We are relentless in our pursuit to provide a radically transparent and honest payments solution that flat out saves business owners money, all while treating them like human beings.
THE POSITION
Helcim is searching for a talented and passionate Manager of Credit Risk to join us on our mission to become the worlds most loved payments company.
As our Manager of Credit Risk, you will lead a team to manage the risk of onboarding new merchants and monitoring our established merchant base to help businesses access our platform for affordable payments. You will use your knowledge to develop and optimize credit strategies, frameworks, and work with cross-functional teams to manage our credit risk at scale while preserving a quality, human focused experience that encourages our customers to grow with us.
A SUCCESSFUL CANDIDATE
- Develops the framework and strategies that incorporate our AI products to evaluate and manage merchants boarding and processing on our platform that balances business growth against their risk.
- Owns the performance of the credit risk domain driving continuous improvement in our practices.
- Leads and develops a high performing team of Credit Risk Analysts fostering a culture of excellence, collaboration, and continuous improvement.
- Adjudicates on complex applications where escalated support is needed.
- Monitors the performance of our portfolio to proactively identify new risks.
- Defines and executes initiatives in close collaboration with key internal partners across data, product, and software development for improving and iterating how we manage credit risk.
- Helps develop long term plans and a strategy for mitigation of financial risk across our full suite of current and future products.
- Monitors and ensures compliance with organizational, business, strategic, operational, legal, reputation and market risks where applicable.
KEY COMPETENCIES
- 5+ years of experience in credit risk management, underwriting, analytics experience acquired in the financial industry, or a related area will be considered.
- Experienced professional with a proven track record of leading teams that balance operational excellence and business delivery.
- Demonstrated ability to thrive in a fast-paced environment where youve had to build processes from scratch and iterate on them based on new findings.
- A Bachelor's degree or higher education in Finance, Economics, or a related field.
- Relevant professional certifications (e.g., CFA, FRM) are a plus.
- Experience and knowledge of credit analysis frameworks, commercial credit underwriting, financial risk modeling, orcash flow forecasting.
- Excellent communication skills, both written and verbal, to effectively convey credit insights and strategies.
- Experience using SQL or other data processing languages is an asset.
- Experience in payments, ecommerce, or the fintech space is an asset.
HELCIM CULTURE IS;
Being builders: We build things ourselves and we build them well. We use technology and our creativity to overcome challenges that would seem beyond the capability of a company our size. We improve what is already there, invent our way out of problems and we never stop dreaming of better.
Choosing the harder path: We believe that the right decisions are usually the harder ones, so we embrace the challenge and endure when others quit. We choose what is difficult because it is more rewarding in the long-term, and makes us resilient, so that we not only survive but thrive.
Creating trust: We earn trust by striving to be our best selves every day and by lifting those around us. We recognize that trust is hard to earn, easy to lose and is tested continuously over time, so we make trust our way of life.
Contributing to a company of many: We are stronger because of our collective passion, diversity, and fellowship. We believe only great teams can accomplish great things, and we ask the very best of each other. Together we create our own future.
WORKING AT HELCIM
Joining Helcim means joining a fast-growing company where we have found coming together makes us a strong company. We have a drive to achieve big things which creates amazing opportunities for everyone willing to work hard and contribute to that growth - opportunities for faster career growth, for more learning, more impact, and accelerated experience - all while surrounding yourself with incredible people working on interesting problems and delivering great results.
Here are some of the reasons we attract such great people:
The Way of the Helcim: At Helcim, we build a team of engaged, caring and intelligent people. In return we provide an environment where you can be excited to come to work each day and tackle these challenges with an amazing team. Learn more about Helcims unique culture and environment in our culture book The Way of the Helcim.
Health and dental benefits: Through our Group Benefits, youll get access to dental benefits, extended healthcare benefits for drugs, vision, paramedical coverage (e.g. massage therapists, dieticians, mental health professionals), counseling, health service navigation, life insurance, critical illness and disability insurance, and more. All of these benefits come into effect on Day 1 of employment!
Dedicated Health Spending Account (HSA): An additional budget available for you to spend on health-related expenses (e.g. eyeglasses, therapy).
Maternity and Parental Leave: To help launch our team members into this phase of family life we have some additional benefits in place including salary top for the birthing parents and a bonding break for non-birthing parents.
Stock Options: Stock options enable our team to purchase Helcim shares at a future date at a specified price. Every team member, not just people leaders and executives receive equity (aka ownership in the company).
Vacation Time: All team members get paid vacation time and a company break in December so they can recharge when they need it.
Flexible work location: Work and life happens at different times and places. This is why our team enjoys the flexibility of hybrid work and flexibility around hours of work, so we can all do our best work. Our hybrid work schedule offers flexibility to work from home on Tuesdays and Thursdays. Furthermore, our core hours give team members flexibility to manage other parts of their lives.
Training: Helcim will cover 50% of the applicable training costs of up to $500 per year.
LOGISTICS
Job type: Full-time
Hiring manager: Michael Nar
Location: Hybrid, In Office Monday's, Wednesday's + Friday's
Candidates must be eligible to work in Canada and be located in Calgary for this position.
VP credit Risk & Analytics
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Job Description
VP Credit Risk & Analytics
Cambridge ON
With over $1Billion in loans funded, our client has helped hard-working Canadians with personalized money solutions with more flexibility than traditional banks across both its retail and digital channels. They are a member of the Canadian Consumer Finance Association, fully licensed lender with 110+ branches across Ontario. The company believes their customers deserve clear, understandable loan terms and therefore encourage fair and fully disclosed lending practices. The company is on a National growth path, working to digitize the end to end consumer lending experience.
About The Role:
The successful candidates will play an instrumental role assisting with the development of the company's strategy to enhance its Credit Scoring capabilities and exponentially grow its consumer loan portfolio, in branch and digital.
This role will support the development, enhancement and monitoring of all credit scores used in the entire lifecycle of credit: Acquisitions, Adjudication, Credit Limit Assignment, Portfolio Management, Collections, Fraud, Loss Forecasting.
The successful candidate will bring strong statistical knowledge and experience in a credit risk environment with a proven track record of working with other business leaders from across the organization to drive analytically based strategies.
Qualifications:
- 5+ years of experience within consumer lending environment
- Experience building predictive models, regression modeling, credit modelling for auto adjudication, decision trees, logistics regression, etc.
- Experience with R, Matlab, Python or Base SAS.
- Demonstrated understanding of credit scores and, their use in business strategies, post implementation use, and monitoring
- Knowledge of automated decision engines (helped automating decision engines for different clients)
- Strong project management and communication skills
- Proven analytical and conceptual thinker who can adapt to a rapidly changing environment
- Demonstrated ability in working within team and collaborating with multiple stakeholders to understand issues and solve problems
- Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations
- Educational backgrounds in Applied Statistics, Computer Science, Risk Management, Financial Engineering, Statistical Modelling
Credit Risk Modeling Consultant
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Job Description
Job Title: Credit Risk Modeling Consultant
Job Description:We are seeking multiple Credit Risk Modeling Consultants with expertise in credit risk model development and validation. This role involves analyzing risk patterns, optimizing credit frameworks, and ensuring regulatory compliance.
Key Responsibilities:Develop and validate credit risk models, including PD, LGD, and EAD.
Ensure compliance with IFRS 9, AIRB, and CCAR regulations.
Analyze large datasets to identify trends and improve risk assessment.
Provide insights on credit scoring, underwriting, and portfolio risk.
Enhance credit risk frameworks and lending strategies.
Effectively communicate complex models to non-technical stakeholders.
Document findings and recommendations.
Credit Risk & Modeling: Proven experience in credit risk assessment.
Model Validation: Expertise in model testing and regulatory compliance.
Programming Proficiency: Strong skills in SAS, Python, R, or Excel.
Data Analysis: Ability to work with structured and unstructured data.
Communication: Strong written and verbal communication skills.
Advanced degree in Finance, Economics, Statistics, Mathematics, or a related field.
Familiarity with statistical analytics, IFRS 9, AIRB, and CCAR frameworks.
Please include any relevant certifications, technologies, or tools you have worked with.
Even if you don’t fully meet every requirement, we will still be open to review your application. We value diverse expertise and perspectives that drive innovation.
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Manager, Credit Risk Management - Toronto, ON
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Credit Risk Strategy Manager to lead BA Analytics team and develop loss mitigation/fraud strategies that will drive growth, profitability, and competitive success for various areas within the bank.
Downtown Toronto (Hybrid)
Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.
Must have:
- 4+ years experience in a formal leadership role.
- 8+ years of experience in strategic analysis, business analysis, management consultant, or similar positions.
- Experience working within Credit Risk, Fraud or Loss Mitigation
- Experience in analytics using tools such as Tableau, SQL, and/ or Python.
- Bachelor's or Master's degree preferably in Finance, Mathematics, Commerce, Accounting, Economics, Business Administration, Engineering, Computer Science, Statistics or a related field.
Nice to have
- Experience working within banking/ financial services
Risk Assessment Specialist
Posted 14 days ago
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RISK ASSESSMENT SPECIALIST
OUR PURPOSE
To unlock a sustainable future, we apply our combined expertise to create a positive impact for the planet and future generations.
At Matrix Solutions we collaborate across services, disciplines, and geographies to solve environmental challenges together – motivated to do better for our clients, each other, and the communities where we live and work. We deliver responsive, locally connected, and scalable solutions to help our clients achieve their ambitious goals for a more sustainable and resilient future.
WHO WE ARE
One of Canada’s leading providers of environmental consulting and engineering services. With a proud history of nearly 40 years delivering innovative, pragmatic, and sustainable solutions for public and private sector clients. Matrix is a proud part of Montrose Environmental Group, with a network of teammates across 90+ locations around the world.
WHAT WE DO
We partner with clients and communities to solve challenges. It’s our job to unlock solutions that shape a resilient future where our clients, people, communities, and environment thrive.
OUR COMMITMENT TO DIVERSITY, EQUITY AND INCLUSION
Our team is made up of diverse people working collaboratively towards common goals. We value the contributions and perspectives of all employees and are committed to equity and diversity initiatives to create a feeling of belonging for all of our people. When we are inclusive and diverse in a way that reflects the broader world we serve, we are able to draw from a wider community of excellence within the regions we operate.
Are you looking to…
- Influence the framework and lead the growth of a fast-growing technical practice in risk assessment
- Bring your strong background in toxicology and risk assessment to work alongside our technical lead of Risk Assessment and Risk Management
- Work on challenging and exciting projects from the routine to the technically complex and bring them to closure using risk assessment approaches
- Lead the way in working with regulators to advance risk assessment as a closure tool
- Work with technical experts from across a broad spectrum to help build your approach to projects
- Have autonomy and the opportunity to interact and work with a community of technical experts from other Matrix regions.
- Partner with extensive, long-standing clients such as municipal governments, conservation authorities, academia, and private industry.
As a Risk Assessment Specialist, you will be part of the foundation of our human health and ecological risk assessment (HHERA) group. Candidates can be based in any Matrix office location. The successful applicant will be involved in a broad range of risk assessment, risk management and toxicology projects with responsibilities as follows:
- Maintain a strong working knowledge of federal and provincial risk-based regulations
- Act as Technical Accountable for HHERA for a variety of clients for risk-based management of contaminated sites across Canada
- Provide support as an expert witness if/when needed in the regulatory approval process
- Provide senior review for quality assurance of technical risk assessment and risk management reports
- Conduct presentations on regulatory changes to other Matrix technical teams and our clients on an as-needed basis
- Provide leadership to a team of professionals who conduct HHERA across Canada, often in addition to providing other contaminated sites expertise
- Work with risk assessment practitioners and contaminated sites project managers to advance risk assessment and risk management skills among Matrix personnel
- Promote site-specific risk assessment and risk management services within Matrix and externally to clients
- Lead or contribute to site-specific risk assessment business development opportunities across Canada and provide strategic proposals and budgets for new work opportunities
- Regularly and effectively communicate with regulators, clients, and technical staff
- Maintain risk assessment and risk management models and provide training to practitioners
- Develop and maintain a hazard assessment resource library (e.g., current toxicological profiles).
What We Are Looking For
- Minimum of 12 years practicing risk assessment and applying Canadian risk assessment protocols
- M.Sc., M.Eng., or Ph.D. in toxicology, biology, applied chemistry, environmental science, environmental engineering, or related discipline(s)
- Eligibility or current Professional designation in a relevant association
- Comprehensive understanding and experience using federal and provincial guidelines and risk assessment frameworks
- Strong organizational, interpersonal and communication skills with the ability to lead and mentor project teams
- Valid driver’s license and a satisfactory driving record.
Why Choose Matrix
At Matrix you will be part of an amazing community of collaborative people who live our purpose and values and bring industry-leading technical expertise to their work every day. We offer a comprehensive compensation package, which includes RRSP matching, vacation + ‘Me’ days, and benefits. We are also committed to flexible work hours and schedules, team-based work, and cross-training opportunities.
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Are you the one we're looking for? Please apply to us directly . As a note, we are not accepting third party agency applicants at this time.
Matrix is committed to providing a safe and productive work environment and to promoting the health, safety and well-being of our employees. In keeping with our Health & Safety Policy, individuals in safety sensitive positions are subject to pre-employment, pre-access (and in some client cases, random) alcohol & drug testing as well as drivers abstract reviews.
Applicants must have legal authorization to work in Canada with no restrictions.
We welcome and promote diversity and inclusion in our workplace and encourage applications from all qualified individuals. Matrix provides support in its recruitment processes to applicants with disabilities; including accommodation that takes into account an applicant’s accessibility needs. Candidates requiring accommodation during the recruitment process are asked to contact Human Resources directly.
Please follow us on LinkedIn (@Matrix Solutions Inc.) for ongoing updates about our people and business.
For more information about Matrix Solutions, please visit and don’t forget to our bookmark our careers page.
While we appreciate all applications we receive, we advise that only candidates under consideration will be contacted.
Global Financial Risk Manager
Posted today
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Job Description
Cooke is a global seafood company with operations in North America, Europe, South America and Australia. Our company’s success is driven by our dynamic, highly skilled, and innovative management team, supported by dedicated employees who live in coastal communities and contribute to the local area’s economy and sense of community.
The Global Financial Risk Manager assumes day to day oversight of the financial risk management strategy for Cooke Inc. Foreign exchange, commodity, and interest rate exposure management and strategy along with hedge reporting will account for the bulk of the responsibilities. This individual must collaborate with multiple internal and external business partners in leadership, finance, operations, as well as the Company’s banking partners. This role requires attention to detail given the interaction with external parties for documentation purposes and the communication to senior leadership for reporting and strategic decisions. The Global Financial Risk Manager must demonstrate a strong understanding of the macroeconomic factors impacting the business, knowledge of the hedging instruments offered by the Company’s financial institutions and strong communication skills.
Key Functions:
- Responsible for Global Group Financial Risk Management strategy.
- Oversee the maintenance and update of the financial risk management policies.
- Oversee and report on financial risk exposures and hedging positions, including foreign exchange, commodity, and interest rates.
- Maintain regular contact with banking partners for hedging discussions and capital market updates.
- Manage “Share of Wallet” with our financial partners.
- Manage Global Currency Value at Risk.
- Colloborate with Global Treasury and regional finance leaders to confirm updated foreign exchange and commodity exposures.
- Partner with Corporate Finance to understand changes in the capital structure to confirm interest rate exposures.
- Work with Global Treasury to execute foreign exchange hedges and relevant hedge settlements.
- Execute reporting for Global Risk Management in Microsoft Excel, Refinitiv's Eikon, FXall settlement center and Kyriba.
Qualifications:
- Bachelor’s degree in finance, economics, or a related field.
- Significant experience in financial risk management, preferably in a corporate environment.
- Familiarity with foreign exchange, commodity, and interest rate risk management.
- Strong analytical skills with proficiency in financial modeling and risk assessment tools.
- Knowledge of hedging instruments and strategies offered by financial institutions.
- Excellent verbal and written communication skills, with the ability to present complex information clearly to various stakeholders.
- Proven ability to work collaboratively across departments and with external partners.
- Strong organizational skills with a keen eye for detail, especially in documentation and reporting.
- Solid understanding of macroeconomic factors and their impact on business and financial markets.
- Experience with risk management software and financial analysis tools, along with advanced proficiency in Excel.
- Ability to influence and drive strategic decisions among senior leadership.
Join our team and enjoy the benefits of full-time year-round employment with competitive rates and a comprehensive benefits package tailored to support your well-being and career growth.
Benefits Package:
- H ealth Benefits: Includes coverage for dental, vision, and extended medical care.
- Insurance: Life and disability insurance provided for financial security.
- Support Services: Access to an Employee Assistance Program (EAP).
- Financial Planning: Opportunity for RRSP matching to support your retirement savings.
- Time Off: Paid vacation, holidays, and sick leave for work-life balance.
- Wellness: Wellness programs and access to on-site gym facilities (available in some locations).
- Career Development: Professional growth opportunities and avenues for advancement.
- Perks: Employee discounts on company products or services.
- Convenience: On-site parking or parking allowance.
If you're looking to join a supportive team environment with opportunities for personal and professional development, apply now and become part of our dynamic team.
The Why
Why Cooke? Simple - because we are a company that rewards initiative, resourcefulness, and work ethic. We will champion your growth and provide you with the platform to create your path, your career, and your future.
NOTE: The recruiter is reviewing and interviewing eligible applicants for this position as they are received. If you are interested in this posting, you are encouraged to apply as soon as possible.
cooke-dnp
Global Financial Risk Manager
Posted today
Job Viewed
Job Description
Job Description
Cooke is a global seafood company with operations in North America, Europe, South America and Australia. Our company’s success is driven by our dynamic, highly skilled, and innovative management team, supported by dedicated employees who live in coastal communities and contribute to the local area’s economy and sense of community.
The Global Financial Risk Manager assumes day to day oversight of the financial risk management strategy for Cooke Inc. Foreign exchange, commodity, and interest rate exposure management and strategy along with hedge reporting will account for the bulk of the responsibilities. This individual must collaborate with multiple internal and external business partners in leadership, finance, operations, as well as the Company’s banking partners. This role requires attention to detail given the interaction with external parties for documentation purposes and the communication to senior leadership for reporting and strategic decisions. The Global Financial Risk Manager must demonstrate a strong understanding of the macroeconomic factors impacting the business, knowledge of the hedging instruments offered by the Company’s financial institutions and strong communication skills.
Key Functions:
- Responsible for Global Group Financial Risk Management strategy.
- Oversee the maintenance and update of the financial risk management policies.
- Oversee and report on financial risk exposures and hedging positions, including foreign exchange, commodity, and interest rates.
- Maintain regular contact with banking partners for hedging discussions and capital market updates.
- Manage “Share of Wallet” with our financial partners.
- Manage Global Currency Value at Risk.
- Colloborate with Global Treasury and regional finance leaders to confirm updated foreign exchange and commodity exposures.
- Partner with Corporate Finance to understand changes in the capital structure to confirm interest rate exposures.
- Work with Global Treasury to execute foreign exchange hedges and relevant hedge settlements.
- Execute reporting for Global Risk Management in Microsoft Excel, Refinitiv's Eikon, FXall settlement center and Kyriba.
Qualifications:
- Bachelor’s degree in finance, economics, or a related field.
- Significant experience in financial risk management, preferably in a corporate environment.
- Familiarity with foreign exchange, commodity, and interest rate risk management.
- Strong analytical skills with proficiency in financial modeling and risk assessment tools.
- Knowledge of hedging instruments and strategies offered by financial institutions.
- Excellent verbal and written communication skills, with the ability to present complex information clearly to various stakeholders.
- Proven ability to work collaboratively across departments and with external partners.
- Strong organizational skills with a keen eye for detail, especially in documentation and reporting.
- Solid understanding of macroeconomic factors and their impact on business and financial markets.
- Experience with risk management software and financial analysis tools, along with advanced proficiency in Excel.
- Ability to influence and drive strategic decisions among senior leadership.
Join our team and enjoy the benefits of full-time year-round employment with competitive rates and a comprehensive benefits package tailored to support your well-being and career growth.
Benefits Package:
- H ealth Benefits: Includes coverage for dental, vision, and extended medical care.
- Insurance: Life and disability insurance provided for financial security.
- Support Services: Access to an Employee Assistance Program (EAP).
- Financial Planning: Opportunity for RRSP matching to support your retirement savings.
- Time Off: Paid vacation, holidays, and sick leave for work-life balance.
- Wellness: Wellness programs and access to on-site gym facilities (available in some locations).
- Career Development: Professional growth opportunities and avenues for advancement.
- Perks: Employee discounts on company products or services.
- Convenience: On-site parking or parking allowance.
If you're looking to join a supportive team environment with opportunities for personal and professional development, apply now and become part of our dynamic team.
The Why
Why Cooke? Simple - because we are a company that rewards initiative, resourcefulness, and work ethic. We will champion your growth and provide you with the platform to create your path, your career, and your future.
NOTE: The recruiter is reviewing and interviewing eligible applicants for this position as they are received. If you are interested in this posting, you are encouraged to apply as soon as possible.
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