8 Fraud Examination jobs in Canada

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Job Profile Summary**
STR Quality Control reviews the work from multiple teams across the FIU to ensure consistency and high standards in FINTRAC reporting. By combining work previously done by 2nd Level reviewers and Regulatory Reporting, the Senior QC Analyst is responsible for validating that Reasonable Ground to Suspect (RGS) ML and/or TF has been established and that all procedural and regulatory requirements are followed. The Senior Analyst will also ensure that the narrative portion of the filing is clear and concise so that a third-party reviewer can come to the same conclusion based on the facts presented. Any case that falls below this quality threshold will be returned to the investigative team for re-work. As this is a new role within the FIU, the successful applicant will be expected to help develop the STR QC program in providing metric and feedback for FIU senior management and the executive. The Senior QC Analyst will report to the Group Manager, STR Quality Control.
**Job Accountabilities:**
+ Validate RGS and ensure that STRs are filed as soon as practicable.
+ Incorporate procedures, job aids, and regulatory findings into a holistic case review.
+ Review case file and transactional data to ensure that all reportable transactions are submitted.
+ Ability to identify root causes of quality issues be it human error, procedural gaps, or required training.
+ Provide and deliver value-added feedback to the investigative teams.
+ Contribute to the establishment of metrics and feedback loops.
+ Drive system development projects and efficiency enhancements.
**Education & Experience:**
+ Minimum 5 years' experience in AML and/or Financial Crime at an FI.
+ Thorough understanding of STR filing requirements / RGS thresholds.
+ Experience in Quality Control, Quality Assurance, or as a 2nd level reviewer in an FIU is an asset.
+ Demonstrated successful interaction across multiple and diverse disciplines.
+ Ability to provide concise and coherent feedback.
+ Excellent communication skills at all levels of the organization.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Job Profile Summary**
STR Quality Control reviews the work from multiple teams across the FIU to ensure consistency and high standards in FINTRAC reporting. By combining work previously done by 2nd Level reviewers and Regulatory Reporting, the Senior QC Analyst is responsible for validating that Reasonable Ground to Suspect (RGS) ML and/or TF has been established and that all procedural and regulatory requirements are followed. The Senior Analyst will also ensure that the narrative portion of the filing is clear and concise so that a third-party reviewer can come to the same conclusion based on the facts presented. Any case that falls below this quality threshold will be returned to the investigative team for re-work. As this is a new role within the FIU, the successful applicant will be expected to help develop the STR QC program in providing metric and feedback for FIU senior management and the executive. The Senior QC Analyst will report to the Group Manager, STR Quality Control.
**Job Accountabilities:**
+ Validate RGS and ensure that STRs are filed as soon as practicable.
+ Incorporate procedures, job aids, and regulatory findings into a holistic case review.
+ Review case file and transactional data to ensure that all reportable transactions are submitted.
+ Ability to identify root causes of quality issues be it human error, procedural gaps, or required training.
+ Provide and deliver value-added feedback to the investigative teams.
+ Contribute to the establishment of metrics and feedback loops.
+ Drive system development projects and efficiency enhancements.
**Education & Experience:**
+ Minimum 5 years' experience in AML and/or Financial Crime at an FI.
+ Thorough understanding of STR filing requirements / RGS thresholds.
+ Experience in Quality Control, Quality Assurance, or as a 2nd level reviewer in an FIU is an asset.
+ Demonstrated successful interaction across multiple and diverse disciplines.
+ Ability to provide concise and coherent feedback.
+ Excellent communication skills at all levels of the organization.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.
**Job Description:**
At TD **Global Anti-Money Laundering** , we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activity. Our dedication is upheld and deployed through four key team functions - Policy, Testing, Advisory and Operations - that together build our Global Anti-Money Laundering (GAML) Program and professional community.
**Anti-Money Laundering (AML) Road to Strong (RTS) Team** is the team that develops, articulates and documents the Enterprise Road to Strong (RTS) Program strategy. The RTS team develops, articulates and documents the strategy to implement the Target Operating Model (TOM). The RTS team leads the Enterprise RTS Program for Canada and TDS; Accountable for the end-to-end product roadmap.
The RTS Governance Team:
+ Establishes the process, inputs and sequencing for challenge committee.
+ Develops and owns the requirements for the oversight of AML / sanctions by first line governance & control functions contained within the Bank's 1B Mandate.
+ Accountable for chapter 1 - Governance deliverables under the Enterprise RTS Program
+ Leads on the implementation of the newly developed Target Operating Model in Canada and TDS
+ Builds and maintains standardized and transparent monitoring across the Enterprise RTS Program with appropriate KPIs, KRI, and comprehensive reporting.
+ Drives agile delivery of the project.
+ Partners with relevant SME's and external consultants to implement the recommended action plans within appropriate timelines
The AML Financial Crime Risk Specialist / Manager, Road to Strong Governance **will:**
+ Support a high performing team on delivery of AML compliance programs and culture.
+ Support the AVP and Senior Managers in Chapter 1 on the execution of key deliverables within Chapter 1 of Enterprise RTS Program with a focus on defining the Quality Control Standards for managing AML risks and supporting the LoB in implementing the Quality Control Standards
+ Support the implementation of the TOM
+ Work closely with the US team to ensure alignment across Enterprise and US Program
+ Manage interdependencies between Chapter 1 and other Chapters as there is huge interconnectedness between the deliverables from Chapter 1 and other Chapters and vice versa.
+ Provide strategic direction on a broad and diverse range of complex AML/Sanctions/ABAC program activities
+ Contribute to the development and implementation of AML Compliance programs related to all aspects of AML and ATF laws
+ Meet with business partners and business leaders to determine AML strategies and directs the compliance culture
+ Provide insight, guidance, and recommendation on AML subject matter, regulatory and industry issues
+ Keep current on emerging issues, trends, and evolving regulatory requirements and assess potential impacts
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Share knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teams
+ Support an environment where team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successes
+ Manage and prioritize multiple projects at a given time
+ Act as point of contact for team for resolution and provides direction to resolve issues or escalate
+ Generate reports to executive management
**Job Requirements:**
**Other Qualifications/Skills/Experience:**
+ Undergraduate degree required
+ 7+ years of relevant AML experience
+ Proven background in risk management, particularly in understanding the development of and implementation of risk initiatives
+ Proven background in using influencing skills and being comfortable with raising strategic ideas for change
+ Proven leadership skills, demonstrating the ability to act as a catalyst for change
+ Previous experience developing and executing on strategies and delivering superior results in both the short and long term
+ Proven ability in leveraging deep subject matter expertise to align teams to a central vision, while also listening and engaging others to provide input in the shaping of that vision
+ Strong collaborator who engages colleagues, business partners, external stakeholders, and employees
+ Strong presentation and facilitation skills and strong interpersonal and leadership skills to facilitate working with senior management at all levels
+ Skillful communication (written and verbal), negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome - ability to stay resilient under pressure
+ Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities
+ Excellent analytical skills in assessing risk, issues and challenging the status quo
+ Comfortable navigating a space that is not well defined, ambiguous and complex at times.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement:**
N/A.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
The High Risk Customer Program consists of dedicated and specialized teams with AML subject matter experts with accountabilities to conduct the enhance due diligence of high risk customers. Within the High Risk Customer Program resides a team that focuses on conducting enhanced due diligence on high risk customers, and other specialized types of high risk customers.
The AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program) (Quality Reviewer also refer to as Second Level Reviewers) reports to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program).
The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) is responsible for:
+ Conducting quality control reviews of the end to end EDD reviews/AML investigations specifically relating to high risk customers and other referrals submitted to the High Risk Customer Program. Includes authority in applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
+ As such, the AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) conduct the quality control reviews of all completed filed that were subjected to EDD as well as any other investigations conducted by the High Risk Customer Program.
+ Provide support to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program) providing feedback/coaching where needed.
+ The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) conducts end to end EDD reviews/AML Investigations, and second level reviews of enhanced due diligence reviews, and assists with the oversight of the High Risk Customer Program in Canada while partnering with internal and external stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.
+ The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) assists with the oversight of the High Risk Customer Program while partnering with internal and external stakeholders including, advisory team, working with other group managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.
**CUSTOMER**
+ Conduct quality reviews of enhanced due diligence and investigations completed by AML Financial Crime Risk Investigators including initial and periodic enhanced due diligence reviews of high risk customers, as well as transactions that resulted in no Suspicious Transaction Reports (STRs), demarkets, removal of high risk customers (if required) and other enhance due diligence processes.
+ Conduct a quality reviews of complex EDD reviews/investigations, including AML, Sanctions/ ABAC, and Financial Crime
+ Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.
+ Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
+ Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
+ Conduct EDD reviews/investigations in a professional and timely manner.
+ Identify and communicate procedural weaknesses to businesses.
+ Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
+ Maintain and establish working relationships with internal and external partners (e.g., vendor engagements, advisory teams, working with other people managers and investigators, and etc.) for investigative purposes.
+ Investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.
**SHAREHOLDER**
+ Develop and maintain effective relationship with key stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators, and etc.
+ Patriciate in forums, working groups and other established task force while representing High Risk Investigations to ensure information is shared among various stakeholders in a timely, concise, and accurate manner.
+ Lead work streams by acting as a project lead for large or complex projects / initiatives in accordance with project management methodologies.
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
+ Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
+ Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
+ Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.
+ Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.
+ Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
+ Protect the interests of the organization - identify and manage risks and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
+ Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
**EMPLOYEE / TEAM**
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
+ Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to team development by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
+ Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
+ Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
+ Act as a brand champion for your business area/function and the bank, both internally and/or externally
**BREADTH & DEPTH:**
+ Conducts EDD reviews/investigations on high risk customers that are complex in nature including large projects
+ Sound knowledge of Bank products, systems, policies, and procedures.
+ Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings, and financial/ crime trends.
+ Manages programs/ projects/ initiatives of varying complexities.
+ Expert level professional role requiring in-depth knowledge/ expertise within respective area and working knowledge of broader related areas.
+ Understands the industry, competition and the factors that differentiate the organization.
+ Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels.
+ Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs.
+ Builds stakeholder alignment in leading projects and activities.
+ Works independently as the senior technical lead and guides others within area of expertise.
+ Identifies and leads problem resolution for complex issues at all levels.
+ Generally, reports to a Group Manager/ Senior Manager.
**EXPERIENCE AND / OR EDUCATION**
+ Undergraduate degree or relevant professional certifications, designations, or equivalent required
+ 5+ years relevant experience
+ Strong knowledge of Canadian AML legislation, requirements and guidance including by not limiting to Financial Transactions Report Analysis Centre of Canada (FINTRAC), Officer of the Superintendent of Financial Institutions (OSFI), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Criminal Code of Canada
+ Strong knowledge and experience with investigating complex and sensitive ML/TF and sanctions investigations
+ Strong knowledge and experience with KYC requirements, EDD and High Risk Customer Program.
+ Strong knowledge of quality control testing and audit.
+ Strong knowledge and experience with investigating complex and sensitive ML/TF and sanctions cases relating to insider risk including reasonable ground to suspect (RGS).
+ Strong knowledge and experience interacting with law enforcement, corporate security, and other investigative groups.
+ Strong knowledge of investigative techniques and tools including data analytics, link analysis, forensic analysis among others.
+ Excellent oral and written communication skills
+ Coaching and counseling skills
+ Ability to delegate work to others, work well independently and ability to collaborate and build positive relationships.
+ Strong decision-making, critical thinking, follow-through ability, analytical skills.
+ Ability to respond to shifting priorities quickly and managing competing priorities.
+ Proficiency in using computer applications including MS Office
+ Ability to exercise sound judgement in making decisions.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
The High Risk Customer Program consists of dedicated and specialized teams with AML subject matter experts with accountabilities to conduct the enhance due diligence of high risk customers. Within the High Risk Customer Program resides a team that focuses on conducting enhanced due diligence on high risk customers, and other specialized types of high risk customers.
The AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program) (Quality Reviewer also refer to as Second Level Reviewers) reports to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program).
The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) is responsible for:
+ Conducting quality control reviews of the end to end EDD reviews/AML investigations specifically relating to high risk customers and other referrals submitted to the High Risk Customer Program. Includes authority in applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.
+ As such, the AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Quality Reviewer) conduct the quality control reviews of all completed filed that were subjected to EDD as well as any other investigations conducted by the High Risk Customer Program.
+ Provide support to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program) providing feedback/coaching where needed.
+ The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) conducts end to end EDD reviews/AML Investigations, and second level reviews of enhanced due diligence reviews, and assists with the oversight of the High Risk Customer Program in Canada while partnering with internal and external stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.
+ The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program) assists with the oversight of the High Risk Customer Program while partnering with internal and external stakeholders including, advisory team, working with other group managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.
**CUSTOMER**
+ Conduct quality reviews of enhanced due diligence and investigations completed by AML Financial Crime Risk Investigators including initial and periodic enhanced due diligence reviews of high risk customers, as well as transactions that resulted in no Suspicious Transaction Reports (STRs), demarkets, removal of high risk customers (if required) and other enhance due diligence processes.
+ Conduct a quality reviews of complex EDD reviews/investigations, including AML, Sanctions/ ABAC, and Financial Crime
+ Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.
+ Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.
+ Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.
+ Conduct EDD reviews/investigations in a professional and timely manner.
+ Identify and communicate procedural weaknesses to businesses.
+ Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.
+ Maintain and establish working relationships with internal and external partners (e.g., vendor engagements, advisory teams, working with other people managers and investigators, and etc.) for investigative purposes.
+ Investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.
**SHAREHOLDER**
+ Develop and maintain effective relationship with key stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators, and etc.
+ Patriciate in forums, working groups and other established task force while representing High Risk Investigations to ensure information is shared among various stakeholders in a timely, concise, and accurate manner.
+ Lead work streams by acting as a project lead for large or complex projects / initiatives in accordance with project management methodologies.
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
+ Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.
+ Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.
+ Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.
+ Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.
+ Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.
+ Protect the interests of the organization - identify and manage risks and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
+ Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices.
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
**EMPLOYEE / TEAM**
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
+ Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to team development by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
+ Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
+ Contribute to a fair, positive, and equitable environment that supports a diverse workforce.
+ Act as a brand champion for your business area/function and the bank, both internally and/or externally
**BREADTH & DEPTH:**
+ Conducts EDD reviews/investigations on high risk customers that are complex in nature including large projects
+ Sound knowledge of Bank products, systems, policies, and procedures.
+ Strong knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings, and financial/ crime trends.
+ Manages programs/ projects/ initiatives of varying complexities.
+ Expert level professional role requiring in-depth knowledge/ expertise within respective area and working knowledge of broader related areas.
+ Understands the industry, competition and the factors that differentiate the organization.
+ Interprets guidelines, standards, policies, and results of analysis to inform decision making at senior levels.
+ Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs.
+ Builds stakeholder alignment in leading projects and activities.
+ Works independently as the senior technical lead and guides others within area of expertise.
+ Identifies and leads problem resolution for complex issues at all levels.
+ Generally, reports to a Group Manager/ Senior Manager.
**EXPERIENCE AND / OR EDUCATION**
+ Undergraduate degree or relevant professional certifications, designations, or equivalent required
+ 5+ years relevant experience
+ Strong knowledge of Canadian AML legislation, requirements and guidance including by not limiting to Financial Transactions Report Analysis Centre of Canada (FINTRAC), Officer of the Superintendent of Financial Institutions (OSFI), Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Criminal Code of Canada
+ Strong knowledge and experience with investigating complex and sensitive ML/TF and sanctions investigations
+ Strong knowledge and experience with KYC requirements, EDD and High Risk Customer Program.
+ Strong knowledge of quality control testing and audit.
+ Strong knowledge and experience with investigating complex and sensitive ML/TF and sanctions cases relating to insider risk including reasonable ground to suspect (RGS).
+ Strong knowledge and experience interacting with law enforcement, corporate security, and other investigative groups.
+ Strong knowledge of investigative techniques and tools including data analytics, link analysis, forensic analysis among others.
+ Excellent oral and written communication skills
+ Coaching and counseling skills
+ Ability to delegate work to others, work well independently and ability to collaborate and build positive relationships.
+ Strong decision-making, critical thinking, follow-through ability, analytical skills.
+ Ability to respond to shifting priorities quickly and managing competing priorities.
+ Proficiency in using computer applications including MS Office
+ Ability to exercise sound judgement in making decisions.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job Description

Job Description

MDD is looking for a Manager or Senior Manager to join our team. We have office locations in Vancouver, Calgary, Toronto, Hamilton, Kingston, London, ON, Montreal and Halifax.

MDD, A Davies Company, is a specialized forensic accounting firm offering business valuations, forensic investigations and litigation support services.  With more than 40 offices on 5 continents, our forensic accountants specialize in a wide range of practice areas. 

Our assignments consist of disputes in commercial litigation, family law, fraud, business valuations, business disputes, natural and man-made catastrophes, lost profits, and insurance. Our partners and senior staff regularly provide extensive litigation services and expert witness testimony in courts, arbitrations and mediations throughout the world.

Job Description:

We are seeking a candidate that has experience in forensic accounting services, with specific experience relating to the quantification of commercial insurance claims and interested in pursuing a career with MDD.

Working within the MDD team, the ideal candidate will be responsible for:

• The management and completion of assignments
• Working closely with clients; attending meetings and communicating the results of your analysis
• Developing and maintaining their own technical expertise related to specific engagements
• Assisting other offices with workload and technical matters
• Supervising and teaching junior level accountants

In addition to file work, this candidate will participate in new business development and maintaining current clients.  

There may be some expectation of travel with this position, depending on the nature of the assignments. 

Requirements:

MDD is flexible with the requirements for this position; however, we would prefer candidates to have:

• Bachelor’s Degree
• Chartered Professional Accountant designation (CPA) or other professional designation
• Minimum 5 years relevant work experience
• Experience in the measurement of commercial insurance claims, including business interruption
• Experience in the measurement of cyber claims, personal injury claims and/or accident benefits claims would be a benefit
• Demonstrated ability to manage staff
• Well-developed analytical, writing and problem-solving skills
• Strong communication skills and attention to detail
• Motivated to exceed client expectations and develop leadership skills
• An appreciation for working consultatively and collaboratively with colleagues throughout the firm
• Proficiency in Microsoft Office, specifically Excel, Word, Outlook and MS Teams
• Additional language skills considered an asset

MDD firmly supports the development of our staff, and encourages continued learning through training programs, mentoring, and working with our global offices. 

MDD has a hybrid work model that offers our team members the flexibility to work remotely and attend the office for various meetings, training and team collaboration activities. We are open to discuss location preference as MDD has offices across Canada.

Take the next step towards an enriching, rewarding and fulfilling experience by applying today.  Please direct your cover letter and resume to: Alaina Hern, Canadian Human Resources Manager

is committed to fostering a work environment that believes in treating all people with respect and dignity. Employee diversity and equality is an integral part of MDD’s business practices. MDD welcomes applications from people with disabilities. Accommodations are available upon request for candidates selected throughout the recruitment process.

Thank you for your interest in MDD, A Davies Company.
 

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s9RX1lWYSH

Job Description

Job Description

MDD is looking for a Manager or Senior Manager to join our team. We have office locations in Vancouver, Calgary, Toronto, Hamilton, Kingston, London, ON, Montreal and Halifax.

MDD, A Davies Company, is a specialized forensic accounting firm offering business valuations, forensic investigations and litigation support services.  With more than 40 offices on 5 continents, our forensic accountants specialize in a wide range of practice areas. 

Our assignments consist of disputes in commercial litigation, family law, fraud, business valuations, business disputes, natural and man-made catastrophes, lost profits, and insurance. Our partners and senior staff regularly provide extensive litigation services and expert witness testimony in courts, arbitrations and mediations throughout the world.

Job Description:

We are seeking a candidate that has experience in forensic accounting services, with specific experience relating to the quantification of commercial insurance claims and interested in pursuing a career with MDD.

Working within the MDD team, the ideal candidate will be responsible for:

• The management and completion of assignments
• Working closely with clients; attending meetings and communicating the results of your analysis
• Developing and maintaining their own technical expertise related to specific engagements
• Assisting other offices with workload and technical matters
• Supervising and teaching junior level accountants

In addition to file work, this candidate will participate in new business development and maintaining current clients.  

There may be some expectation of travel with this position, depending on the nature of the assignments. 

Requirements:

MDD is flexible with the requirements for this position; however, we would prefer candidates to have:

• Bachelor’s Degree
• Chartered Professional Accountant designation (CPA) or other professional designation
• Minimum 5 years relevant work experience
• Experience in the measurement of commercial insurance claims, including business interruption
• Experience in the measurement of cyber claims, personal injury claims and/or accident benefits claims would be a benefit
• Demonstrated ability to manage staff
• Well-developed analytical, writing and problem-solving skills
• Strong communication skills and attention to detail
• Motivated to exceed client expectations and develop leadership skills
• An appreciation for working consultatively and collaboratively with colleagues throughout the firm
• Proficiency in Microsoft Office, specifically Excel, Word, Outlook and MS Teams
• Additional language skills considered an asset

MDD firmly supports the development of our staff, and encourages continued learning through training programs, mentoring, and working with our global offices. 

MDD has a hybrid work model that offers our team members the flexibility to work remotely and attend the office for various meetings, training and team collaboration activities. We are open to discuss location preference as MDD has offices across Canada.

Take the next step towards an enriching, rewarding and fulfilling experience by applying today.  Please direct your cover letter and resume to: Alaina Hern, Canadian Human Resources Manager

is committed to fostering a work environment that believes in treating all people with respect and dignity. Employee diversity and equality is an integral part of MDD’s business practices. MDD welcomes applications from people with disabilities. Accommodations are available upon request for candidates selected throughout the recruitment process.

Thank you for your interest in MDD, A Davies Company.
 

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