4,060 Bilingual Collections jobs in Canada
Bilingual Collections Agent
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Job Description
Salary: Starting at $38,000/year + Commission
About Northlake Financial
Northlake Financial team is growing! If you are a committed and collaborative professional looking to contribute to a hard-working, innovative team, this opportunity is for you.
Why Work for us?
Northlake understands the needs of its employees. Northlake Financial is revolutionizing the Canadian automotive finance industry with a full spectrum of dynamic rates and services for dealers. We specialize in the acquisition and servicing of prime and subprime automotive financing contracts. Our employees flourish in an exciting and engaging environment.
Office Location: Barrie, ON (This role does not provide remote or hybrid work).
Purpose of a Collections Agent:
The Collections Agent is responsible for engaging with customers over the phone to support and guide them through the repayment process. This role requires a strong customer service mindset, creative problem-solving, and the ability to work within policy while applying sound judgment. A successful agent will be results-driven, integrity-focused, and able to work independently in a fast-paced, target-oriented environment.
Job Responsibilities of a Collections Agent:
- Working with our, but not limited to, our French speaking customers to prevent delinquency and create financial plans to help them get caught up
- Manage late-stage delinquency accounts by developing repayment strategies tailored to each customers situation
- Educate customers and address frequently asked questions with clarity and professionalism
- Deliver outstanding service while meeting or exceeding NorthLake
Financials' performance metrics and collection targets
- Initiate contact with past-due customers via appropriate communication channels and negotiate payment arrangements within approved authority levels
- Apply internal policies and procedures to ensure consistent and fair payment recovery practices
- Evaluate account risks and escalate for further action when necessary
- Accurately document all call activity and customer interactions in the collections system, including promises to pay and agreed-upon timelines
- Ensure compliance with regulatory standards and industry best practices in all collection activities
- Consistently meet individual and team collection goals
- Carry out additional collection-related duties as assigned
Requirements of a Collections Agent:
- Fully Fluent in both French & English
- Ability to work flexible hours between 7 am and 9 pm Monday-Saturday
- Effective communication skills both oral and written
- Ability to show discretion in confidential matters
- Must be able to work independently as well as be an effective team member
- Excellent organizational and time management skills
Qualifications of a Collections Agent:
- High school diploma or equivalent education required
- 1-2 years' experience in financial services or collections
- Intermediate skill set in Microsoft 365applications such as Outlook, Teams & SharePoint
Compensation:
- Base Salary starting at $38,000 annually
- Competitive Commission Structure with performance-based earning potential
- Comprehensive Benefits Package including health and dental coverage
- Employee Assistance Program (EAP) for mental health and wellness support
- Bonusly employee recognition and rewards platform
Northlake Financial appreciates all interest in this position. We are an Equal Employment Opportunity employer and all decisions are based on merit and business needs and not on race, colour, creed, age, sex, gender, sexual orientation, national origin, religion, marital status, medical condition, physical or mental disability, military service, pregnancy, childbirth and related medical conditions or any other classification protected by Canadian Human Rights Commission. This applies to all practices relating to recruitment and hiring, compensation, benefits, discipline, transfer, termination and all other terms and conditions of employment.
Northlake is committed to providing reasonable accommodation to applicants with disabilities. If you require any additional support, email the hiring manager.
Bilingual Collections Associate
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Job Description
You’re legendary. We’re hiring. Let’s talk!
Apply today for an opportunity to join one of North America’s top insurance premium financing companies. Since 1977, our company has grown to more than 500 Associates and 30 locations across the United States, Puerto Rico, and Canada.
Every day, we work to deliver on our Corporate Mission Statement: “To be the market leader by delivering innovative financial and technology solutions to help our Customers, partners, and investors achieve their goals.”
How do we do that? By empowering and encouraging our Associates to provide products and legendary Customer service unparalleled in our industry.
FOR OUR ASSOCIATES:
- Getting started: We offer a comprehensive paid training program that will make you feel prepared and excited about your role.
- Staying healthy: Our Employee Assistance Program (for when you need confidential support) helps you keep an eye on short and long-term goals and any bumps that pop up along the way. We are also proud to offer subsidies to support your health and fitness goals by providing gym membership subsidies.
- Registered Retirement Savings Plan: (RRSP) with matching employer contributions.
- Company culture: Our Associates are the foundation of our company and we want you to enjoy working here! With company lunches, corporate outings, and even the occasional ice cream truck, you never know what will pop up to make your day.
- Peace of mind: Our insurance benefits include medical, prescription, dental, vision, group term life, AD&D, private duty nursing, paramedical services, and much more!
JOB SUMMARY:
The individual performing in this role will be responsible for providing Legendary service to agents and insured Customers in a timely and accurate manner. The Collections Associate will process incoming correspondence regarding policy maintenance, acknowledgements and other service requests on paper and electronically. Written and verbal in French is required.
*The annual compensation range for this position is $42,000 - $50,000 CAD*
KEY RESPONSIBILITIES:
- Provide Legendary Service to all Customer inquiries (external and internal) by responding promptly and thoroughly to all requests.
- Respond to telephone inquiries from insurance brokers, insurance carriers and insured Customers regarding premium finance accounts. Properly document call conversation on each specific accounts.
- Contact clients in concerns to arrears and to make suitable repayment options to bring the loan out of delinquency. ·
- Work with our clients and brokers to understand the reason for arrears to understand client’s financial situation to ensure that cure solutions are suitable for the client.
- Ensure notes and actions are placed on the account for each client contact. ·
- Complete appropriate recommendations for loan losses and write-off ·
- Ensure the maintenance of arrears reports, and the prompt handling of customer correspondence and messages. ·
- Qualify and review bad debt accounts to be assigned to 3rd party collections or legal recovery
- Maintain a high level of product knowledge in order to provide professional and courteous guidance to clients.
- Participate in working groups to share feedback on process and workflow improvements to advance the arrears management. ·
- Assist brokers with understanding and utilizing our financial products and services.
- Communicate internally with Sales, Service, and finance as appropriate.
- Request generation of manual notices in the absence of system-generated notices.
- Appropriately route requests for research and resolution of account transaction issues.
- Develop and maintain knowledge of tools used by our Customers, including our website, and available payment options. Effectively communicate the applicable features and benefits and provide training on their usage.
- Be knowledgeable of IPFS Premium’s Best Practices and review procedural changes to ensure compliance with the organizations policies and procedures.
- Carry out any general task at the request of the management team that may be required by their function
REQUIRED SKILLS:
- At least 1+ years of prior experience in at least one of the following core areas: call Centre, customer service, collections, or consumer loan industry
- Excellent oral and written communication skills for consistent collection calls
- Good math skills with the ability to perform basic calculations quickly ·
- Strong organizational and time management skills
- Bilingual French and English
- Ability to adapt in a fast-paced environment
- Ability to use initiative and good judgment in a decisive but fair manner in order to resolve delinquent situations.
- Results oriented, diplomatic, and adept at building customer relations.
- Excellent problem-solving and negotiation skills.
- Ability to work closely with others in a team-oriented environment. Strong written and verbal communication skills.
- Knowledge of financial services industry and lending products. Computer literacy in Microsoft Office (Word, Excel and PowerPoint) and Outlook a must
- Exceptional customer service and contact management skills
#IPFSCANADA
- Positive attitude, highly motivated, ability to work independently in a team environment
Bilingual Collections Clerk - 3 Month+
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Job Description
Our client is one of Canada's largest automotive groups. They are located in downtown Toronto (walking distance from Union subway station) and looking for a Collections Clerk to join their Finance team for a 3+ Month contract assignment (which could extend). Working model is 4 days in office/1-day WFH
This Collections Clerk, working closely with the Sr. Collections Officer, will be responsible for the following:
- Make NSF notes on System
- Email/phone clients regarding NSF and/or missed payments
- Check GPS on vehicle to ensure it’s active
- Follow up & document on all email/phone calls/text at least once a week
TMGCT
- Accounting/finance focused (University/College diploma)
- Effective communications skills with customers
- Professional demeanour
- Good system skills
- Deadline focused and organized
- Strong attention to detail
- Strong computer literacy
- Ability to meet deadlines in a timely manner
- Ability to work independently
- Organizational ability
- Bilingual (French/English) is an asset
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