734 Commercial Director jobs in Canada

Job Description

Why DUCA?

We’re a vibrant, exciting credit union that lives its "profits with a purpose" philosophy in every financial transaction, product, interest rate, and community initiative we offer. Founded in 1954, DUCA has grown from a single branch credit union in Toronto to 19 branches across Southern Ontario with over 85,000 Members we are proud to serve.

We exist to help People, Businesses and Communities Do More, Be More, and Achieve More™ .

DUCA ( is distinguished for the following:

• Positive, un-big bank like service experience delivered through Member-facing staff in branch, on the phone (Member-Connect) and via our Mobile mortgage specialists, Wealth Management advisors and Commercial and Business Banking Account Managers.
• Competitive rates.
• Personalized financial solutions, guidance, and service with the lowest possible fees for both Personal and Business Members.
• Profit sharing among Members.
• Multiple ways to bank—online, mobile app, phone/full-service Member Connect Contact Centre, and, of course, in-branch—DUCA is accessible 24/7
• A community philosophy of “profits with a purpose” culminating in the creation of the DUCA Impact Lab ( a charitable foundation committed to helping the credit challenged and underbanked. This led to DUCA's designation as a B-Corp certified organization, the first ever credit union to receive this global recognition.

A career with DUCA means you’ll find endless opportunities to make a difference with your unique abilities and perspectives. Our people live their purpose while helping others Do more, Be more and Achieve more with their money and their lives. At DUCA, you’ll be part of a vibrant and collaborative team where you’ll be supported to excel and make an impact, no matter what role you play.

Director, Commercial Credit Operations

DUCA is looking for a Director, Commercial Credit Operations to join our growing team!

Job Purpose & Summary

The Director, Commercial Credit Operations position is responsible for leading, coaching the Commercial credit Funding & Administration team and oversees the administration of new deals post-underwriting through to, and including funding along with the existing portfolio.

This position plays a lead role in the risk management of the business as it relates to securing valid enforceable security on every mortgage and ensuring full adherence to the Credit Union policies, procedures, and regulatory requirements. The Director leads by example and continuously fosters effective relationships within the Credit Union and with external professionals (lawyers, etc.), while striving for superior operational quality, ensuring processing is completed within the parameters of the Credit Union regulatory requirements and focus on operations excellence to achieve daily, weekly, and monthly targets.

Key Accountabilities & Duties

Funding and Administration

• Ensure Funding and Administration processes and practices are efficient, effective and Member centric. Some of these processes and practices include:
  • Funding conditions management
  • Credit and security documentation
  • Funding of loans
  • Security registration
  • New account set ups
• Ensure Funding and processes Administration and practices keep pace with overall growth objectives and are scalable for future growth. Identify gaps or areas for improvement and make recommendations for enhancements to senior management
• Implement, monitor, and measure the overall success of enhancements or changes made to process, practices, and policies

Operational Efficiencies/Risk Management

• Co-ordinates and oversees the work flow and processes for the Credit Administration and Commercial teams to ensure maximum operational efficiencies and effectiveness.
• Analyzes and recommends any automation required for the department for existing functions. i.e. Origination System, amortization calculators, renewals, pay out statements, etc.
• Recommends and implements additional reports and/or procedures to best identify and measure key credit and reputational risk areas for the credit union.

Accountability

• Accountable to Senior Management Team to ensure that all credit/funding administration meets regulatory, Member service and senior management criteria, delivering results as outlined in the annual business plan
• Secondary accountability to the VP Internal Audit to identify and report suspected fraud and wrongdoing which will place the credit union at jeopardy either through financial or reputational loss.

People Management

• Recruit, build and grow an effective team with a Member-centric and customer service mindset
• Communicate business objectives and translate them into an action plan for team members
• Monitor, review and evaluate performance of team members
• Delegate responsibilities and decisions
• Mentor, coach and develop team members

Relationship Management

• Build and grow an effective network of business partners and manage relationships with external vendors and professionals
• Monitor, review and evaluate performance of business partners or vendors
• Ensure appropriate contracts, controls and oversight are in place in relationships with business partners or vendors

Regulatory and Legal Compliance

• Ensure Funding and Administration processes and practices are compliant with Regulations and Credit management policies
• Provide input and advice on the development and enhancement of Credit Management policies

Occupational Experience & Education Requirements

• Post-secondary education or equivalent experience in business, finance, or related field
• 6-8+ years of credit experience, including commercial credit administration or funding, including exposure to both construction and syndication lending
• Experience of working in close coordination with underwriters, legal firms and syndication partners is must
• Experience managing regulatory and internal audits
• Expert level knowledge of credit and security conditions and compliance/regulatory requirements
• 3+ years of experience managing people

Knowledge, Skills & Attributes

• Knowledge of relevant government, insurer and regulatory requirements for retail and commercial lending and related consumer products
• Ability to work across functions in a collaborative manner
• Collaborative leadership style with strong interpersonal skills, including the ability to develop, nurture, and build relationships with internal and external partners
• Strong communication and presentation skills – ability to present recommendations to senior leaders
• High level of initiative in seeking solutions to challenges and maintaining up to date with industry
• Strong people management skills with a passion for coaching, growing, and mentoring a team
• Capacity to cope with a high degree of ambiguity and change
• Innovative and creative thinker – able to think outside the box to develop solutions

Working Conditions

Normal office environment

Department: Commercial Administration

Primary Location: Corporate Office, 5255 Yonge Street, North York

Employment Status: Full-time

Hours per Week: 38

Salary: The annual salary range for this position starts at $102,250. Actual annual base salaries will vary depending on relevant job-related factors such as experience, knowledge, skills, qualifications, and education/training. Depending on the position, DUCA’s total compensation package may include incentive compensation tied to company and individual performance or other benefits.

Number of Vacancies: 1

DUCA is committed to employment equity and encourages applications from all qualified candidates. Recruitment related accommodations will be provided upon request.

Qualified applicants are encouraged to submit their application. Applications must include a resume.

We thank all applicants but only those considered for an interview will be contacted.

Job Description

Salary:

Come join Home Trust Company as a Director, Commercial Lending Operations in our Underwriting - Large Commercialteam!

Home Trust Company has developed a track record of success as Canadas leading alternative lender, employing nearly 800 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.

FIRST THING WHAT YOU NEED TO SUCCEED?
We are looking for individuals who are dedicated, passionate, and driven to execute with excellence!

WE CARE ABOUT OUR EMPLOYEES WELL-BEING, WHAT WE OFFER:

• Base salary, with yearly incentive performance bonus

• Three (3) weeks of vacation, an additional six (6) flex days (sick or personal) in addition to statutory holidays

• Comprehensive benefit packages, offered through Manulife

• Group Retirement Savings Plan (GRSP) up to 8% contribution program & employer match

• $1000 Employee Referral Program

• Employee Discounts; phone plans, gym membership, Toronto Bike Share and many retailer discounts offered through WorkPerks

• Education Assistance program

ABOUT THE ROLE:

Were looking for a strategic, operations-driven leader to support and strengthen our Commercial Underwriting and Lending business. As the Director, Commercial Lending, you will be a key partner in driving business transformation, executing and leading critical projects. Youll lead initiatives that promote process excellence and ensure compliance with regulatory and risk standards.

In addition:

• Lead and oversee special projects and strategic initiatives to drive operational improvements and support business transformation.
• Implement and adhere to ERM Independent Challenge and Internal Control Testing guidelines to support risk identification, assessment, and mitigation.
• Own service management, including onboarding, performance reviews, risk assessments, and compliance for business partners (agents, appraisers, consultants).
• Manage Panorays vendor security platform for InfoSec and Business Continuity monitoring.
• Maintain onboarding documents and track timelines in HomeVault.
• Oversee annual reviews and updates of Mortgage Participation & Servicing Agreements with servicers, legal, and regulators.
• Conduct regular Servicer relationship reviews and performance scorecards to identify risks such as AML and delinquencies.
• Collaborate with business unit Directors to manage and resolve audit and risk findings from ERM, compliance, and regulatory assessments.
• Lead commercial projects and business enablement initiatives, including new risk assessment tools (BERAT).
• Work cross-functionally to manage risk, reporting, and business roadmaps.
• Build and lead a high-performing team aligned with business goals.
  

WHAT WE REQUIRE:

• Authorized to work in Canada
• University degree in related area or discipline.
• 5 to 10 years of experience in commercial mortgage lending, lending products, underwriting, and people leadership.
• In depth understanding of commercial lending products, policies and guidelines with proven experience in project management, process improvement, and risk oversight
  

Why Join Us?
Be part of a growing organization that values innovation, collaboration, and integrity. Your expertise will help shape the future of commercial lending operations.

PREREQUISITE : Maintain a positive supportive attitude, help to maintain an inclusive and supportive company culture!

Note: The internal title for this role is Director, Commercial Operations Special Projects.

Follow us on LinkedIn: Home Trust Company: My Company | LinkedIn

Commercial Construction Project Director

Partner Staffing is currently working with our client, a leading construction company specializing in commercial projects in Calgary, Alberta, and the surrounding areas. With a commitment to excellence, innovation, and client satisfaction, our client has built a strong reputation for delivering high-quality construction projects on time and within budget. In helping support their continued to grow, we are seeking a talented and experienced Commercial Construction Project Director to join the team

Position Overview:

As the Commercial Construction Project Director, you will be responsible for overseeing all aspects of our commercial construction projects from inception to completion. You will manage project teams, ensure adherence to timelines and budgets, and maintain high standards of quality and safety. The ideal candidate will have a proven track record of successfully managing large-scale commercial construction projects and possess strong leadership, communication, and problem-solving skills.

Responsibilities:

Lead and manage commercial construction projects from pre-construction through closeout.

Develop and implement project plans, schedules, and budgets.

Coordinate and oversee project teams, including subcontractors and suppliers.

Ensure compliance with all relevant regulations, building codes, and safety standards.

Monitor project progress and make adjustments as necessary to ensure timelines and budgets are met.

Communicate regularly with clients, architects, engineers, and other stakeholders to ensure project objectives are achieved.

Identify and address any issues or challenges that arise during the course of the project.

Conduct regular site visits and inspections to ensure quality control and safety standards are maintained.

Provide direction, oversea team development and conduct performance reviews.

Foster open communication and collaboration aligning with corporate strategy and vision.

Bachelor’s degree in Construction Management, Engineering, or a related field (Master’s degree preferred).

Minimum of 10 years of experience in commercial construction project management.

Proven track record of successfully managing large-scale commercial construction projects from inception to completion.

Strong knowledge of construction methods, materials, and techniques.

Excellent leadership, communication, and interpersonal skills.

Ability to effectively manage multiple projects simultaneously.

Proficiency in project management software and Microsoft Office Suite.

Knowledge of relevant regulations, building codes, and safety standards. PMP or other relevant certifications are a plus.

We are always interested in your referrals as well.  We assist with recruitment efforts in Engineering, Accounting, Information Technology, and Administration

Commercial Construction Project Director

Partner Staffing is currently working with our client, a leading construction company specializing in commercial projects in Calgary, Alberta, and the surrounding areas. With a commitment to excellence, innovation, and client satisfaction, our client has built a strong reputation for delivering high-quality construction projects on time and within budget. In helping support their continued to grow, we are seeking a talented and experienced Commercial Construction Project Director to join the team

Position Overview:

As the Commercial Construction Project Director, you will be responsible for overseeing all aspects of our commercial construction projects from inception to completion. You will manage project teams, ensure adherence to timelines and budgets, and maintain high standards of quality and safety. The ideal candidate will have a proven track record of successfully managing large-scale commercial construction projects and possess strong leadership, communication, and problem-solving skills.

Responsibilities:

Lead and manage commercial construction projects from pre-construction through closeout.

Develop and implement project plans, schedules, and budgets.

Coordinate and oversee project teams, including subcontractors and suppliers.

Ensure compliance with all relevant regulations, building codes, and safety standards.

Monitor project progress and make adjustments as necessary to ensure timelines and budgets are met.

Communicate regularly with clients, architects, engineers, and other stakeholders to ensure project objectives are achieved.

Identify and address any issues or challenges that arise during the course of the project.

Conduct regular site visits and inspections to ensure quality control and safety standards are maintained.

Provide direction, oversea team development and conduct performance reviews.

Foster open communication and collaboration aligning with corporate strategy and vision.

Bachelor’s degree in Construction Management, Engineering, or a related field (Master’s degree preferred).

Minimum of 10 years of experience in commercial construction project management.

Proven track record of successfully managing large-scale commercial construction projects from inception to completion.

Strong knowledge of construction methods, materials, and techniques.

Excellent leadership, communication, and interpersonal skills.

Ability to effectively manage multiple projects simultaneously.

Proficiency in project management software and Microsoft Office Suite.

Knowledge of relevant regulations, building codes, and safety standards. PMP or other relevant certifications are a plus.

We are always interested in your referrals as well.  We assist with recruitment efforts in Engineering, Accounting, Information Technology, and Administration

Job Description

Salary:

Come joinHome TrustCompanyas a Director, Commercial Lending, MIC Financingin our Commercial Lending team!

Home Trust Company has developeda track recordof success as Canadas leading alternative lender, employingnearly 800people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of its core residential mortgage lending business, the Company also offers complementary lending services, as well as highly competitive deposit investment products, through Oaken Financial. Our culture has been shaped by the passion and integrity of our people.Home Trust is a private company.

FIRST THING WHAT YOU NEED TO SUCCEED?

We are looking for individuals who are dedicated, passionate, and driven to execute with excellence!

WE CARE ABOUT OUR EMPLOYEES WELL-BEING, WHAT WE OFFER:

• Three (3) weeks of vacation, anadditionalsix (6) flex days (sick or personal) in addition to statutory holidays
  

• Comprehensive benefit packages, offered through Manulife
  
• Group Retirement Savings Plan (GRSP) up to 8%contribution program & employer match
  
• EmployeeDiscounts;phone plans, gym membership, Toronto Bike Share and many retailer discounts offered throughWorkPerks
  
• Education Assistance program
  
  

ABOUT THE ROLE:

The Director, MIC Financing responsible for overseeing and managing the strategic direction and operational execution of the MIC financing portfolio. This role involves leading a team of commercial lending professionals to develop and maintain strong relationships with MIC clients, ensuring the delivery of tailored financial solutions that meet their unique needs. The Director will be tasked with assessing and mitigating risks associated with MIC financing, ensuring compliance with regulatory requirements, and optimizing the portfolio's performance.

In addition:

• Collaborate with origination sources and business partners specifically for the MIC Financing product to source suitable mortgage investment opportunities that align with HTCs pricing criteria and risk appetite.
• Evaluate MIC Financing transactions across various asset classes, focusing on those that fit within the MIC Financing framework.
• Conduct initial risk and suitability analysis and screening of MIC Financing investment proposals, discussing findings with the EVP Commercial Lending.
• Assist in negotiating pricing and loan structures for MIC Financing deals, ensuring they are commensurate with loan risk, and present opportunities that meet HTCs MIC Financing requirements.
• Analyze and provide written recommendations in Term Sheet format for MIC Financing investment proposals requiring approval, adhering to HTCs Policy and Guidelines and investment criteria.
• Present MIC Financing investment proposals to the appropriate decision-making bodies, such as Commercial Underwriting or the Credit Risk Transactional Sub Committee.
• Work closely with borrowers involved in MIC Financing to collect and analyze information necessary for issuing Letters of Intent and Commitment Letters.
• Collaborate with the Underwriting team to ensure timely response and funding for MIC Financing transactions, meeting client expectations.
• Maintain and evaluate consistent, objective, and sound risk assessments specifically for MIC Financing in a high volume, quality-focused, and service-oriented environment.
• Support the EVP, Commercial Lending in achieving business objectives related to MIC Financing, including new business volume, spread, and profitability targets.
• Cultivate and sustain strong relationships with agents and direct borrowers to expand the commercial mortgage business.
• Oversee the development and management of the MIC Financing pipeline to streamline workflow and ensure prompt execution of loan approvals.
• Provide precise and comprehensive reporting to the SVP of Commercial Lending regarding the commercial mortgage portfolio, pipeline, market trends, competition, and cost of funds, along with ad-hoc reports for senior management as needed.
• Administer MIC Financing allocation targets and limits with the aim of optimizing capacity usage and enhancing revenue.
  
• Evaluate and analyse documentation supplied by clients and brokers to ensure its authenticity and compliance with all aspects of Home Trust Companys policies and guidelines per delegated authority matrices and applicable compliance obligations including Commercial Underwriting Policies and Commercial Lending Guidelines, Privacy, Anti-Money Laundering / Anti-Terrorist Financing and internal Anti-Fraud Policy requirements.
• File Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activity.
• Maintain clean OSFI and Internal Audit reports as required for Commercial Originations.
  

WHAT WE REQUIRE:

• Authorized to work in Canada
• University degree in business, economics or related discipline
• Additional relevant accreditation(s), certification(s) are assets (eg. MBA, CFA)
• 10+ years in commercial mortgage lending / underwriting
• Background in alternative lending an asset
• 8-10+ years experience with the MIC Financing product
• In depth understanding of commercial real estate and mortgages
• Able to multi-task and flourish in a fast-paced, deadline-driven work environment
• Proven ability to work within a collaborative team environment
• Excellent written / verbal communication and professional maturity
• Strong organizational, time-management and analytical skills to work effectively with established guidelines
• Effective leader who motivates and engages others through fostering a collaborative team environment
• Understands Home Trust Companys lending criteria and risk appetite
• Strong knowledge of MS Office, especially Excel

PREREQUISITE:Maintaina positive supportive attitude, help tomaintainan inclusive and supportivecompanyculture!

Follow us on LinkedIn:Home Trust Company: My Company | LinkedIn