31 Corporate Credit jobs in Canada

Job Description

VP Credit Risk & Analytics

Cambridge ON

With over $1Billion in loans funded, our client has helped hard-working Canadians with personalized money solutions with more flexibility than traditional banks across both its retail and digital channels. They are a member of the Canadian Consumer Finance Association, fully licensed lender with 110+ branches across Ontario. The company believes their customers deserve clear, understandable loan terms and therefore encourage fair and fully disclosed lending practices. The company is on a National growth path, working to digitize the end to end consumer lending experience.

About The Role:

The successful candidates will play an instrumental role assisting with the development of the company's strategy to enhance its Credit Scoring capabilities and exponentially grow its consumer loan portfolio, in branch and digital.

This role will support the development, enhancement and monitoring of all credit scores used in the entire lifecycle of credit: Acquisitions, Adjudication, Credit Limit Assignment, Portfolio Management, Collections, Fraud, Loss Forecasting.

The successful candidate will bring strong statistical knowledge and experience in a credit risk environment with a proven track record of working with other business leaders from across the organization to drive analytically based strategies.

Qualifications:

• 5+ years of experience within consumer lending environment
• Experience building predictive models, regression modeling, credit modelling for auto adjudication, decision trees, logistics regression, etc.
• Experience with R, Matlab, Python or Base SAS.
• Demonstrated understanding of credit scores and, their use in business strategies, post implementation use, and monitoring
• Knowledge of automated decision engines (helped automating decision engines for different clients)
• Strong project management and communication skills
• Proven analytical and conceptual thinker who can adapt to a rapidly changing environment
• Demonstrated ability in working within team and collaborating with multiple stakeholders to understand issues and solve problems
• Ability to distill and communicate complex analytic recommendations to both technical and non-technical stakeholders, both orally and in written presentations
• Educational backgrounds in Applied Statistics, Computer Science, Risk Management, Financial Engineering, Statistical Modelling

A career as a Senior Solution Architect Credit Risk in payments, cards and regulatory projects with knowledge of credit risk technologies/systems/solutionat National Bank is to act as an active contributor to the bank’s transformation which will give you the opportunities to fulfill your professional objectives. This job allows you to have a positive impact on the organization using your knowledge and skills set related to payment processes, systems integration, Domain Driven Design concept, cloud services, complex solution design/delivery.

Your job

• collaborate with stakeholders to capture functional and non-functional requirements to design end to end technical solution aligned on businesses and architectures objectives.
• Evaluate and recommend appropriate emerging technologies, platforms and tools for each project and ensure solutions are scalable, secure and compliant with industry standards.
  • Identify the most appropriate integration patterns, such as APIs, streaming, MSA, containerization/serverless which allow scalability, maintainability and which are decoupled, secure and at lower cost.
  • Apply DDD principles to solve complex problems while delivering a composable architecture.
• Produce native or hybrid Cloud solutions by choosing the AWS cloud services most appropriate to the project context such as Serverless and containers.
• Develop and implement robust security measures to protect data, applications and systems and ensure data security, privacy and regulatory compliance.
• Act as a trusted advisor to customers and partners, presenting and explaining technical solutions while leading and mentoring a team of developers across the entire project lifecycle.

Your team

IT is more than 2,300 experts who work in an agile, proactive and collaborative manner to seize opportunities, stay at the cutting edge of technology and continuously improve processes.

Within the Payments, Cards and Regulatory Projects sector, you will be part of the solution architect team and you will report to the senior director of this team Eric Jolly. This same team's mission is to design innovative and efficient solutions to improve the experience of our customers. Our team stands out for its broad and in-depth expertise in several technological and business areas and the coverage of aspects affecting applications, data and infrastructures.

We aim to offer you maximum flexibility to promote your quality of life. This translates to a hybrid work environment, as well as a flexible and adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your profession and develop new fields of expertise. Tools such as Udemy, the Data Academy, language training, the Harvard Learning Center and coaching and mentoring support are always available to you.

 Basic requirements

• Completed bachelor’s degree in engineering or information technology, and ten years of relevant experience or master’s degree in information technology, and eight years of relevant experience
• Proven experience as a solutions architect, focusing on large-scale, complex solutions, and knowledge of credit risk technologies/systems/solution is an asset
• Experience with orchestration technologies/techniques (Camunda, others), in addition to in-depth knowledge of software design and development
• Proficient in AWS cloud services, such as EKS and Serverless, as well as structured and unstructured databases, such as RDS, DynamoDB and S3
• Mastery of the concepts, technologies and solutions of a modern ecosystem, including composable architecture, micro-services, APIs, event architecture, orchestration, security and cloud AWS services
• Excellent communicator and ability to influence, strong capacity for synthesis, analysis and popularization.

A career as a Senior Solution Architect Credit Risk in payments, cards and regulatory projects with knowledge of credit risk technologies/systems/solutionat National Bank is to act as an active contributor to the bank’s transformation which will give you the opportunities to fulfill your professional objectives. This job allows you to have a positive impact on the organization using your knowledge and skills set related to payment processes, systems integration, Domain Driven Design concept, cloud services, complex solution design/delivery.

Your job

• collaborate with stakeholders to capture functional and non-functional requirements to design end to end technical solution aligned on businesses and architectures objectives.
• Evaluate and recommend appropriate emerging technologies, platforms and tools for each project and ensure solutions are scalable, secure and compliant with industry standards.
  • Identify the most appropriate integration patterns, such as APIs, streaming, MSA, containerization/serverless which allow scalability, maintainability and which are decoupled, secure and at lower cost.
  • Apply DDD principles to solve complex problems while delivering a composable architecture.
• Produce native or hybrid Cloud solutions by choosing the AWS cloud services most appropriate to the project context such as Serverless and containers.
• Develop and implement robust security measures to protect data, applications and systems and ensure data security, privacy and regulatory compliance.
• Act as a trusted advisor to customers and partners, presenting and explaining technical solutions while leading and mentoring a team of developers across the entire project lifecycle.

Your team

IT is more than 2,300 experts who work in an agile, proactive and collaborative manner to seize opportunities, stay at the cutting edge of technology and continuously improve processes.

Within the Payments, Cards and Regulatory Projects sector, you will be part of the solution architect team and you will report to the senior director of this team Eric Jolly. This same team's mission is to design innovative and efficient solutions to improve the experience of our customers. Our team stands out for its broad and in-depth expertise in several technological and business areas and the coverage of aspects affecting applications, data and infrastructures.

We aim to offer you maximum flexibility to promote your quality of life. This translates to a hybrid work environment, as well as a flexible and adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your profession and develop new fields of expertise. Tools such as Udemy, the Data Academy, language training, the Harvard Learning Center and coaching and mentoring support are always available to you.

 Basic requirements

• Completed bachelor’s degree in engineering or information technology, and ten years of relevant experience or master’s degree in information technology, and eight years of relevant experience
• Proven experience as a solutions architect, focusing on large-scale, complex solutions, and knowledge of credit risk technologies/systems/solution is an asset
• Experience with orchestration technologies/techniques (Camunda, others), in addition to in-depth knowledge of software design and development
• Proficient in AWS cloud services, such as EKS and Serverless, as well as structured and unstructured databases, such as RDS, DynamoDB and S3
• Mastery of the concepts, technologies and solutions of a modern ecosystem, including composable architecture, micro-services, APIs, event architecture, orchestration, security and cloud AWS services
• Excellent communicator and ability to influence, strong capacity for synthesis, analysis and popularization.

A career as a Senior Solution Architect Credit Risk in payments, cards and regulatory projects with knowledge of credit risk technologies/systems/solutionat National Bank is to act as an active contributor to the bank’s transformation which will give you the opportunities to fulfill your professional objectives. This job allows you to have a positive impact on the organization using your knowledge and skills set related to payment processes, systems integration, Domain Driven Design concept, cloud services, complex solution design/delivery.

Your job

• collaborate with stakeholders to capture functional and non-functional requirements to design end to end technical solution aligned on businesses and architectures objectives.
• Evaluate and recommend appropriate emerging technologies, platforms and tools for each project and ensure solutions are scalable, secure and compliant with industry standards.
  • Identify the most appropriate integration patterns, such as APIs, streaming, MSA, containerization/serverless which allow scalability, maintainability and which are decoupled, secure and at lower cost.
  • Apply DDD principles to solve complex problems while delivering a composable architecture.
• Produce native or hybrid Cloud solutions by choosing the AWS cloud services most appropriate to the project context such as Serverless and containers.
• Develop and implement robust security measures to protect data, applications and systems and ensure data security, privacy and regulatory compliance.
• Act as a trusted advisor to customers and partners, presenting and explaining technical solutions while leading and mentoring a team of developers across the entire project lifecycle.

Your team

IT is more than 2,300 experts who work in an agile, proactive and collaborative manner to seize opportunities, stay at the cutting edge of technology and continuously improve processes.

Within the Payments, Cards and Regulatory Projects sector, you will be part of the solution architect team and you will report to the senior director of this team Eric Jolly. This same team's mission is to design innovative and efficient solutions to improve the experience of our customers. Our team stands out for its broad and in-depth expertise in several technological and business areas and the coverage of aspects affecting applications, data and infrastructures.

We aim to offer you maximum flexibility to promote your quality of life. This translates to a hybrid work environment, as well as a flexible and adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, allow you to master your profession and develop new fields of expertise. Tools such as Udemy, the Data Academy, language training, the Harvard Learning Center and coaching and mentoring support are always available to you.

 Basic requirements

• Completed bachelor’s degree in engineering or information technology, and ten years of relevant experience or master’s degree in information technology, and eight years of relevant experience
• Proven experience as a solutions architect, focusing on large-scale, complex solutions, and knowledge of credit risk technologies/systems/solution is an asset
• Experience with orchestration technologies/techniques (Camunda, others), in addition to in-depth knowledge of software design and development
• Proficient in AWS cloud services, such as EKS and Serverless, as well as structured and unstructured databases, such as RDS, DynamoDB and S3
• Mastery of the concepts, technologies and solutions of a modern ecosystem, including composable architecture, micro-services, APIs, event architecture, orchestration, security and cloud AWS services
• Excellent communicator and ability to influence, strong capacity for synthesis, analysis and popularization.

Job Description

Credit Risk Strategy Manager to lead BA Analytics team and develop loss mitigation/fraud strategies that will drive growth, profitability, and competitive success for various areas within the bank.

Downtown Toronto (Hybrid)

Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis.

Must have:

• 4+ years experience in a formal leadership role.
• 8+ years of experience in strategic analysis, business analysis, management consultant, or similar positions.
• Experience working within Credit Risk, Fraud or Loss Mitigation
• Experience in analytics using tools such as Tableau, SQL, and/ or Python.
• Bachelor's or Master's degree preferably in Finance, Mathematics, Commerce, Accounting, Economics, Business Administration, Engineering, Computer Science, Statistics or a related field.

Nice to have

• Experience working within banking/ financial services

Job Description

Salary:

The career youve always wanted starts here.

This is your chance to work in a place that is making a positive difference for SMBs across Canada. Where teamwork, flexibility, and professional growth are encouraged every step of the way. Ready to take your career to a whole new level? Journey Capital is here to get you there.

Not your average fintech company

As Canadas leading online lender, Journey Capital is dedicated to helping clients with a collaborative, adaptive, and customer-centric approach. We are setting new benchmarks in the industry by embracing innovation, transparency, and ethical lending standards.

About the opportunity

You will prepare, review and analyze the due diligence and documentation involved in the Loan and Merchant Advance adjudication process to ensure they are complete and comply with established credit policies.

Responsibilities

• Review loan documentation for completeness and compliance with established credit policies.
• Verify/validate all required loan/client information.
• Obtain commercial and consumer credit reports and lien searches and conduct research on commercial companies.
• Review and attach required documents to the Salesforce application processing system.
• Proficient in using Excel functions to sort, add, remove, and reconcile bank statements, as well as to categorize and analyze the daily transactions.
• Analyze and ensure bank statement information matches expected standards of the business applying and identify any fraudulent activity.
• Clearly communicate important details pertinent to the reviews and explain any additional requirements requested from the customer.
• Perform a detailed analysis of the completed application to help prepare the file for thorough underwriting review.
• Provide reasonable and thoughtfulsolutions to challenges uncovered during the analysis process.
• Perform other duties and responsibilities as needed.

What youre bringing to the table

Alongside unwavering ethical principles, you showcase:

• Strong attention to detail.
• Self-motivation with the ability to prioritize daily workload.
• Ability to work in a fast-paced environment.
• Excellent communication skills in English and French, both verbal and written.
• Tech-savviness.
• Salesforce and payment processing experience.
• A DEC or university degree.

The Perks :

• Competitive compensation
• Flexible work schedule
• Remote or in-office work
• $1,500 for professional training and classes
• Free English or French tutoring classes
• Free gym access
• Free coffee & snacks
• Regular events & team building activities

Empowering Canadian entrepreneurs

We deliver a seamless remote experience that gives our clients the peace of mind to move their business forward. Our aim is to equip underserved Canadian entrepreneurs with the right credit, tools and experience to help them reach their financial objectives fast.

Sound like something youd be interested in? Lets talk.

Journey Capital
Here to get you there.