112 Financial Risk jobs in Canada

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Audit
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Department Overview:**
Our team of trusted audit professionals interact with every part of the Bank to provide strategic guidance and independent oversight. Through due diligence, and with a strong sense of integrity, we help mitigate potential risks to our business. At the heart of audit is our specialization in all the businesses across the bank.
Safeguarding the reputation of TD's good governance depends on us.
We're counted on to provide recommendations to enhance operational performance, at every single level to foster meaningful process improvements and ensure adherence to internal and external regulations. We crunch the data, consult with our partners and stakeholders, and present our findings to mitigate the risks of today and around the corner and help keep our daily operations running smoothly for our customers.
**Job Description:**
Are you ready to provide your subject matter expertise in executing audits for assigned business, function or project ranging in complexity in addition to leading moderately complex audits? Can you lead several audits and be responsible for their completion? Are you excited to explore TD's processes and help provide recommendations for improved efficacies? If so, then join us as **Audit Manager I** and get the opportunity to:
+ Provide expertise in planning and executing end to end audits based on the established audit plans in alignment with applicable policies and regulatory guidelines in a timely fashion
+ Lead the planning process for assigned audits while ensuring the completion of appropriate programs and risk assessment to mitigate risks and improve effectiveness across the business
+ Support the audit opinion as per internal controls and professional audit standards to present the findings and recommendations to client and audit management
+ Manage follow-ups on the new findings raised from regulatory and internal divisional audits to ensure all data is up-to-date and properly documented
+ Review and identify failures in internal processes and recommend improvements to enhance operational efficiencies
+ Stay knowledgeable about emerging trends and developments related with business, analytical tools and techniques to deliver quality results within tight timeframes
+ Act with the highest levels of integrity while always observing regulatory guidelines, fulfilling your due diligence and handling confidential information with discretion
+ Build a fair and positive work environment where team can openly report challenges and exchange ideas, knowledge and skills and maintain good working relationships with each other to achieve common goals
**Job Requirements:**
+ Over 5 years of relevant experience with undergraduate degree
+ Relevant professional certifications, accounting designations
+ **Experience in Non-Financial Risk strongly preferred**
+ Hands on knowledge of MS Office (Excel, Word, PowerPoint, Access and Outlook) and Internet applications
+ Proficient to work multi-functionally, provide guidance to other team members and ensure good relations across teams and functions to work on projects that may require integration of cross functional processes
+ Strong communication (written and verbal) skills to interact clearly and effectively in a fast-changing environment
**Hybrid work model:**
Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week effective November, 3 2025. Colleagues may spend more or less days in office as required by the business line.
#LI-CorporateB
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Enterprise Enabling Functions
**Pay Details:**
$108,800 - $163,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Overview**
Strategy, Governance and Enablement Group (SGE) is establishing a centralized group to define roadmap, and lead business analysis and requirements for execution across Financial Risk. The objective of this team is to liaise across Financial Risk Stakeholders to drive key initiatives across data and technology landscape partnering with enabling platforms.
**Job Description/Accountabilities:**
Financial Risk continues its multi-year journey, enhancing its data and technology landscape towards a cohesive target state. Its data and technology vision, strategy and objectives are focused on enhancing Risk Management capabilities, simplifying data processes, rendering data-driven business intelligence with multi-dimensional views across products, businesses, locations, and organizational structures more effectively to enable decision makers with advanced insights and risk trends.
The role is responsible for Leading one or more workstreams within this journey
+ Provides leadership in developing / supporting strategic plans for risk project implementations to meet upcoming and ongoing business and regulatory demands.
+ Provide recommendations to mitigate against business problems, project issues and risks using a pragmatic approach and strategic outlook.
+ Spearhead processes change efforts by working in collaboration with upstream and downstream stakeholders to detail current state and desired state end-to-end processes.
+ Represent the department in the ID8 program and act as a Champion Delegate
+ Partner with Risk Management, Lines of Businesses and Technology stakeholders to define business needs, support business validation, data analysis and integration activities.
+ Provide project updates to Risk Leadership on all strategic initiatives and manage benefits deployment.
+ Continually reassess business needs; identifies opportunities for standardization, optimization, and scalability within Risk. Works with business to accomplish process reengineering.
+ Provides oversight and direction on business decisions for the business work stream leads.
+ Delivering initiatives in a highly matrixed project and functional environment. Execution within budget, timelines, and other project commitments.
+ Works to ensure alignment between strategic management goals and day-to-day operational functions.
+ Identifying assumptions, constraints, dependencies, and risks, developing, and executing plans for their mitigation as possible and appropriate.
+ Develops and executes communication and change management plans for key stakeholders.
+ Provides leadership, direction, advice, and guidance to the team, to consistently maintain high levels of integrity, motivation, and morale. This encompasses all aspects of people development including appropriate mentoring, coaching, and ongoing evaluation of staff performance and leadership skills.
**Qualifications/Skills/Experience:**
+ Prior working experience leading large change initiatives impacting multiple stakeholders and processes, utilizing waterfall and agile project methodologies
+ Detailed understanding to lead the development of Pan- Risk Reporting frameworks, define Risk Operating Model and assess Current Landscape in alignment with Future Landscape
+ Expert knowledge of Bank source systems across US P&C, Canadian P&C (TDCT, Business Banking, Wealth), TDS, and TBSM
+ In-depth understanding of Risk data needs at both a technical and organizational level
+ Fundamental understanding of emerging regulatory standards and industry best practices impacting Risk Management
+ Detailed understanding of data operationalization, use and application of business rules and business process engineering
+ Significant knowledge of business activities such as lending, trading, risk mitigation, banking books, and collateral management across retail and non-retail segments
+ Strong leadership and relationship building capabilities.
+ In-depth understanding of the product life cycle.
+ Experience in leading a team of varying sizes to meet organizational goals.
+ Strong influencing and negotiation skills.
+ Ability to work in a fast paced and dynamic work environment and deal with ambiguity.
+ Demonstrated strategic thinking and analytical skills.
+ Excellent verbal and written communication skills.
+ Strong Technical aptitude; working knowledge of end user tools such as Tableau, Alteryx, Power BI
+ 10+ years of experience in pan risk domains (e.g., credit risk, market risk, operational risk).
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Application Deadline:

10/30/2025

Address:

250 Yonge Street

Job Family Group:

Technology

• The ideal candidate will have the ability to write and debug code in C# and Java. Candidates with only C# experience may also be considered.
• Ability to work with Windows and Linux scripting.
• Design, develop and test software which interacts with following: Datasynapse or other grid platform, Apache Geode or other in-memory caching solutions and Relational database.
• Able to work with and query relational databases like Postgres and Oracle.
• Analyze system performance bottlenecks and propose design improvements to improve performance.

Drives the overall software development lifecycle including working across functional teams to transform requirements into features, managing development teams and processes, and conducting software testing and maintenance. Specific project areas of focus includes translating user requirements into technical specifications, writing code and managing the preparation of design specifications. Supports system design, provides advice on security requirements and debugs business systems and service applications. Applies deep knowledge of algorithms, data structures and programming languages to develop high quality technology applications and services - including tools, standards, and relevant software platforms based on business requirements.

• Translates user needs into technical specifications by understanding, conceptualizing, and facilitating technical requirements from user.
• Analyzes, develops, tests, and implements new software programs, and documentation of entire software development life cycle execution.
• Performs preventative and corrective maintenance, troubleshooting and fault rectification of system and core software components.
• Ensures that code/configurations adhere to the security, logging, error handling, and performance standards and non-functional requirements.
• Evaluates new technologies for fit with the program/system/eco-system and the associated upstream and downstream impacts on process, data, and risk.
• Follows release management processes and standards, and applies version controls.
• Assists in interpreting and documentation of client requirements.
• Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
• Exercises judgment to identify, diagnose, and solve problems within given rules.
• Works independently on a range of complex tasks, which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

Foundational level of proficiency:

• Creative thinking.
• Building and managing relationships.
• Emotional agility.
• Quality Assurance and Testing.
• Cloud computing.
• Microservices.
• Technology Business Requirements Definition, Analysis and Mapping.
• Adaptability.
• Learning Agility.

Intermediate level of proficiency:

• Programming.
• Applications Integration.
• Test Driven Development.
• System Development Lifecycle.
• Troubleshooting.
• System and Technology Integration.
• Verbal & written communication skills.
• Collaboration & team skills.
• Analytical and problem solving skills.
• Data driven decision making.
• Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Technical proficiency gained through education and/or business experience.
• Proficient level of knowledge in domain.
• Knowledge of software development practices, concepts, and technology obtained through formal training and/or work experience.
• Knowledge of required programming languages and can code with little oversight.
• Knowledge of technical/business environment and processes.
• Understand functional aspects and technical behavior of the underlying operating system, development environment, and deployment practices.
• Have facility with and understanding of the ecosystem that code operates in.
• Technical proficiency gained through education and/or business experience.
• Verbal & written communication skills - In-depth.
• Collaboration & team skills - In-depth.
• Analytical and problem solving skills - In-depth.
• Influence skills - In-depth.
• Data driven decision making - In-depth.

Salary :

$61,600.00 - $113,900.00

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: 

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at .

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Job Description

Job Description

(anglais à suivre)
Aperçu de l'entreprise

Targray - Construire des solutions durables pour un monde en transition.

Fondée en 1987 à Montréal, au Canada, Targray est un chef de file mondial dans l'approvisionnement, le transport, l'entreposage, le commerce et la distribution de matières premières et de matériaux avancés pour un large éventail de secteurs industriels. Nos solutions d'approvisionnement contribuent à réduire l'empreinte carbone mondiale tout en permettant à nos clients de créer des produits plus sûrs et fiables pour les consommateurs. Targray a des opérations dans 11 pays et plus d'un milliard de dollars américains de ventes annuelles. En 2019, l'entreprise a fait ses débuts au FP500, le classement du Financial Post parmi les 500 plus grandes entreprises du Canada en termes de revenus.

• Super endroit où travailler® | Meilleurs milieux de travail au Québec (2020 - 2024)
• Deloitte | Meilleures entreprises gérées (2019 - 2022)

À propos du rôle
Targray recherche un gestionnaire des risques de marché pour se joindre à notre équipe de gestion des risques à Montréal. Le candidat retenu apportera une expérience antérieure en gestion ou en leadership d'équipe, combinée à une solide expertise des risques de marché, pour soutenir le développement continu de la fonction de risque. Ce rôle portera sur la mise en œuvre de pratiques de premier ordre, l'amélioration des modèles et des systèmes de rapport, ainsi que l'assurance d'une supervision efficace des activités commerciales mondiales de Targray. Elle offre l'occasion de développer davantage les capacités de leadership et de croître dans un environnement de négociation de matières premières dynamique et en expansion.
Le poste est hybride, basé à notre siège social de Montréal, et relève du directeur de la gestion des risques.

Responsabilités

• Assurez-vous que des processus et contrôles robustes de gestion des risques de marché sont établis dans toutes les divisions d'affaires, et mettez en œuvre des améliorations basées sur l'évolution des conditions du marché et des besoins de l'entreprise.
• Assurez-vous d'un rapport rapide et précis des données sur les risques, y compris l'exposition, le mark-to-market et la valeur à risque (VaR).
• Superviser la fonction de risque de marché, en dirigeant une équipe d'analystes des risques juniors et seniors dans différents endroits et fuseaux horaires.
• Collaborer avec les parties prenantes pour concevoir et mettre en œuvre des contrôles, des tableaux de bord et des outils dans le cadre de gestion des risques de l'entreprise.
• Soutenez la prise de décision en fournissant des informations sur les risques et des recommandations aux traders et à la direction.
• Agir comme expert dans la mise en œuvre du système interne de négociation et de gestion des risques (CTRM) de Targray.
• Préparez des rapports d'analyse des risques ponctuels pour la prise de décision, les initiatives stratégiques et la conformité réglementaire.

Exigences :

• Maîtrise en finance, économie, génie ou dans un domaine connexe. Les certifications avancées (par exemple, FRM, CFA) sont un atout majeur.
• Minimum 5 ans d'expérience dans le risque de marché, de préférence dans un environnement de négociation de matières premières (une expérience dans le pétrole et/ou les carburants renouvelables est fortement souhaitée).
• Connaissance approfondie des mécanismes de tarification des dérivés financiers (contrats à terme, swaps, options) et des matières premières physiques.
• Solides compétences quantitatives avec une capacité éprouvée à évaluer et modéliser des scénarios complexes de risque de marché et à traduire les résultats en analyses exploitables.
• Maîtrise des langages de programmation (Python, R ou similaires) et familiarité avec les outils d'analyse de données (par exemple, PowerBI).
• Expérience avec le trading de matières premières et les systèmes de gestion des risques.
• Capacité démontrée à s'épanouir dans un environnement dynamique et rapide, en équilibrant plusieurs priorités tout en maintenant une attention aux détails et en livrant des résultats.
• Solides compétences en communication et en négociation, avec la capacité de collaborer efficacement entre équipes tout en travaillant de façon autonome.
• Expérience dans la gestion d'équipes multiculturelles à travers des régions géographiques diverses.
• Volonté de collaborer avec les parties prenantes à Genève, en Inde et à Montréal, nécessitant une flexibilité dans les heures de travail pour soutenir l'engagement entre fuseaux horaires.
• Doit être basé à Montréal ou au Canada.
• Langue : La maîtrise de l'anglais est requise en raison des interactions régulières avec les parties prenantes en Amérique du Nord et sur les marchés internationaux.
  • L'anglais est requis pour ce poste, car il interagira régulièrement avec les parties prenantes du Canada, des États-Unis et d'autres pays à travers le monde où l'anglais est la langue commune. En raison du volume important d'interactions avec ces parties prenantes anglophones, ce qui est inhérent à ce poste, il n'est pas possible de réorganiser les activités de l'entreprise pour contourner ces exigences.

Ce que nous offrons :

milieu de travail et avantages :

• Environnement de travail magnifique, spacieux et moderne.
• Gym sur place et studio de yoga réservés aux employés.
• Des déjeuners subventionnés, préparés par des chefs, servis frais chaque jour, ainsi qu'une cuisine bien approvisionnée avec des collations et des boissons tout au long de la journée.
• Recharge gratuite sur place pour les employés au siège social.

Avantages :

• Assurance médicale et dentaire complète.
• Régime d'épargne-retraite avec contrepartie de l'employeur.
• Programme de remboursement de la condition physique
• Soins de santé virtuels et services de consultation par l'entremise de TELUS Health Virtual Care

Diversité et inclusion

La diversité et l'inclusion sont au cœur de qui nous sommes et de notre façon de travailler. Nous nous engageons à favoriser un environnement où les différences sont valorisées, où les politiques et pratiques sont équitables, et où notre personnel ressent un sentiment d'appartenance. Nous accueillons et embrassons la diversité des expériences, des capacités, des parcours et des perspectives qui rendent notre peuple unique et nous guident. Quand les gens se sentent libres d'être authentiques au travail, ils donnent le meilleur d'eux-mêmes et sont encouragés à bâtir un monde de travail meilleur.#LI-Hybride

Company Overview

Targray - Building sustainable solutions for a world in transition.

Established in 1987 in Montreal, Canada, Targray is a global leader in the sourcing, transportation, storage, trading and distribution of commodities and advanced materials for a broad range of industry sectors. Our supply solutions help reduce the world's carbon footprint while enabling our customers to create safer, more reliable products for consumers. 
Targray has operations in 11 countries and over $1B USD in annual sales. In 2019, the company made its debut appearance on the FP500, Financial Post’s ranking of the top 500 corporations in Canada by revenue.

• Great Place to Work® | Best Workplaces in Quebec (2020 - 2024)
• Deloitte | Best Managed Companies (2019 - 2022)

About the Role

Targray is seeking a Market Risk Manager to join our Risk Management team in Montreal. The successful candidate will bring prior management or team leadership experience, combined with strong expertise in market risk, to support the continued development of the risk function. This role will focus on implementing best-in-class practices, enhancing models and reporting systems, and ensuring effective oversight of Targray’s global trading activities. It offers the opportunity to further develop leadership capabilities and grow within a dynamic, expanding commodities trading environment.
The position is hybrid, based at our Montreal head office, and reports to the Director of Risk Management.

Responsibilities

• Ensure robust market risk management processes and controls are established across all business divisions, and implement improvements based on evolving market conditions and company needs.
• Ensure the timely and accurate reporting of risk data, including exposure, mark-to-market, and Value at Risk (VaR).
• Oversee the market risk function, leading a team of both junior and senior risk analysts in different locations and time zones.
• Collaborate with stakeholders to design and implement controls, dashboards, and tools within the company's risk management framework.
• Support decision-making by providing risk insights and recommendations to traders and management.
• Serve as a subject matter expert in the implementation of Targray's in-house Commodity Trading and Risk Management (CTRM) system.
• Prepare ad-hoc risk analysis reports for decision-making, strategic initiatives, and regulatory compliance.

Requirements:

• Master’s degree in Finance, Economics, Engineering, or a related field. Advanced certifications (e.g., FRM, CFA) are a strong asset.
• Minimum of 5 years of experience in market risk, preferably within a commodity trading environment (experience in oil and/or renewable fuels is highly desirable).
• Deep knowledge of pricing mechanisms for financial derivatives (futures, swaps, options) and physical commodities.
• Strong quantitative skills with proven ability to assess and model complex market risk scenarios and translate findings into actionable insights.
• Proficiency in programming languages (Python, R, or similar) and familiarity with data analysis tools (e.g., PowerBI).
• Experience with commodity trading and risk management systems.
• Demonstrated ability to thrive in a fast-paced, dynamic environment, balancing multiple priorities while maintaining attention to detail and delivering results.
• Strong communication and negotiation skills, with the ability to collaborate effectively across teams while also working independently.
• Experience managing multi-cultural teams across diverse geographical locations.
• Willingness to collaborate with stakeholders in Geneva, India, and Montreal, requiring flexibility in working hours to support cross-time-zone engagement.
• Must be based in Montreal or Canada.
• Language: English fluency required due to regular interaction with stakeholders across North America and international markets.
  • English is required for this position as this role will regularly interact with stakeholders across Canada, US, and other countries across the globe where English is the common language. Due to the significant high volume of interactions with these English-speaking stakeholders, which is inherent to this position, it is not possible to reorganize the company's activities to avoid this requirements.

What we Offer:

Workplace & Perks:

• Beautiful, spacious, and modern workplace environment.
• On-site gym and yoga studio reserved for employees.
• Subsidized, chef-prepared lunches served fresh daily, plus a well-stocked kitchen with snacks and drinks throughout the day.
• Free on-site EV charging for employees at head office.

Benefits:

• Comprehensive medical and dental insurance.
• Retirement savings plan with employer matching.
• Fitness Reimbursement Program
• Virtual health care & consulting services through TELUS Health Virtual Care

Diversity & Inclusion

Diversity and inclusiveness are at the heart of who we are and how we work. We are committed to fostering an environment where differences are valued, policies and practices are equitable, and our people feel a sense of belonging. We welcome and embrace the diverse experiences, abilities, backgrounds, and perspectives that make our people unique and help guide us. When people feel free to be their authentic selves at work, they bring their best and are empowered to build a better working world.
#LI-Hybrid
 

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**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**CUSTOMER**
+ Support governance and oversight initiatives related to the Sanctions, AML Risk and ABAC programs
+ Contribute to sustaining management and administrative support of the FCRM Committees ensuring documentation compliance, decisions tracking and action items facilitation.
+ Assist in maintaining the official book of record, including documentation support, for stakeholder business units' audit and regulatory compliance and readiness
+ Participate in designing communication strategy including committee presentations and/or status reports to senior and executive leadership
+ Take part in work with Central Sanctions Group (CSG) and Financial Crimes Risk Management (FCRM) partners as well as business and other relevant units to support the creation of documentation and reports as required
+ Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the Sanctions / AML Screening and ABAC Programs
+ Conduct meaningful research, analysis, and assessment of the Sanctions / AML Screening and ABAC Programs activities at the functional level to sustain assessment of the program and other relevant considerations
+ Contribute to the development of the team procedures and governance processes
+ Assist with tracking, management and reporting audit, regulatory, testing and other issues
+ Navigate multiple and competing demands and priorities, as well as determine and convey impact on timelines and risks
+ Support direct manager and other team members with ad-hoc tasks and assignments as required
**SHAREHOLDER**
+ Prioritize and manage individual workload within the team to meet SLA requirements for service and productivity in completion of any given tasks.
+ Provide high quality service and advice to partners and stakeholders
+ Protect the interests of the organization by identifying and managing risks, and ensuring prompt and thorough reporting
+ Coordinate with other CSG, business and compliance partners to ensure consistency in application of Sanctions program and standards across the enterprise
+ Monitor Sanctions / AML Screening and ABAC developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Participate in responding to periodic exams and audits by regulatory bodies and Internal Audit
**EMPLOYEE / TEAM**
+ Participate fully as a member of the CSG team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and function
+ Grow knowledge of business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within the team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
+ Contribute to a fair, positive and equitable environment that supports a diverse workforce
+ Act as a brand champion for the function and the bank, both internally and/or externally
**BREADTH & DEPTH**
+ Perform tasks from end to end individually or in a group
+ Execute on required workload including tasks of higher complexity level and/or requiring medium to longer term focus
+ Recommend and implement solutions within individual and team's areas of responsibility and beyond
**EXPERIENCE & EDUCATION**
+ Undergraduate degree or equivalent 4+ work experience in financial institution
+ Experience in FCRM is an asset
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$108,800 - $163,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**CUSTOMER**
+ Oversee a function of enterprise FCRM Program professionals providing oversight and control related advisory services to FCRM partners
+ Provide strategic direction on a broad and diverse range of complex global FCRM program activities
+ Develop FCRM enterprise-wide frameworks, policies, standards, procedures in coordination with management in line with TD's FCRM Program
+ Work with executive team, senior business management/ partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory/ compliance issues
+ Contribute to the development and implementation of enterprise FCRM programs related to all aspects of FCRM legislation
+ Meet with business (FCRM) partners and leaders to determine FCRM strategies and compliance culture
+ Take corrective action and recommend or implement changes to procedures, as required
+ Lead role in managing and in responding to periodic exams/ audits and various regulatory bodies related to accountabilities
+ Participate in / lead enterprise-wide or FCRM-focused special projects
+ Oversee research, development and implementation of new processes, technologies or operating models
+ Work autonomously as the leader of the team and assist with development of group policies and approval of procedures in coordination with leadership team and colleagues; and promote and monitor staff adherence to approved internal FCRM policies, procedures, standards and guidelines, in addition to those federally mandated
+ Provide guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achieved
**SHAREHOLDER**
+ Protect the interests of the organization - identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues
+ Work closely with executive management team to support the development of business plans, ensuring the optimal use of resources and leverage TD's operating model to maximize efficiency, effectiveness and scale
+ Work closely with key business leaders to develop business plans, ensuring the optimal use of resources and leverage TD's operating model to maximize efficiency, effectiveness and scale
+ Plan and execute on strategic activities, review and communicate results, and adjust tactics accordingly
+ May manage overall budget, revenue and expenditures, meet business objectives while increasing efficiency and effectiveness
+ Provide mentorship to direct reports; and assume responsibility to minimize operational and regulatory risk by complying with Bank Code of Conduct
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts Maintain knowledge of end-to-end processes and internal / external partners and regulatory requirements
+ Provide inputs into the development, implementation, and monitoring of operating plans and expense budgets for the area, consistent with TD Bank strategies and objectives
+ Prepare detailed reports and presentations for senior management and regulatory authorities, covering the effectiveness of processes and controls, and recommendations for necessary enhancements
+ Contribute to the development of the business plan and operationalize the plan and deliver on assigned service or functionality
+ Work closely with leaders to develop and operational the business plan and deliver on FCRM programs across the enterprise.
+ Plan and execute on strategic activities, review and communicate results and adjust tactics accordingly
+ Proactively identify key business opportunities, research and recommend enhancements / modifications, develop strategies to achieve recommendations
+ Understand TDBG issues/ parameters and guide others to protect the reputation and interest of TDBG by adhering to operating standards and processes related to FCRM
+ Ensure employees are building and enhancing their FCRM knowledge and expertise; and employees assume responsibility in minimizing operational and regulatory risk by complying with Bank policy and Code of Conduct
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Lead relationships with corporate and/or functions to ensure alignment with enterprise and/or regulatory requirements
+ Lead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
+ Coordinate and support team and business (FCRM) partner FCRM related activities, as necessary
**EMPLOYEE / TEAM**
+ Responsible for management of the overall team providing both leadership and guidance
+ Contribute to the development of FCRM functional strategic priorities within their operational area or field of specialty
+ Develops annual and/or long-term plans for own area and influences plans well beyond area managed
+ Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
+ Grow team expertise to align with FCRM/enterprise demand and direction; assess team skills and capabilities and continually look for ways to provide and enhance the value delivered
+ Lead and develop a high performing team of professional FCRM resources through talent acquisition, coaching/development and recognition; provide on-going feedback and performance reviews, coach and develop employees and ensure performance management activities are undertaken and completed for all employees
+ Create and foster a cohesive team and promote a positive work environment. Lead and follow up on action plans to improve employee experience
+ Lead the process of setting performance objectives for the team; track, monitor and effectively address and/or reward performance in a timely manner
+ Manage employees in compliance with all human resources policies, procedures and guidelines of conduct
+ Share knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teams
+ Support an environment where the team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successes
+ Recruit for all hires to ensure a highly diverse, qualified workforce to achieve business objectives
+ Establish and foster a cohesive team; promote a fair and equitable environment that supports a diverse workforce and encourage the team to achieve common goals and objectives
+ Act as a brand ambassador for the function and the bank, both internally and/or externally
**BREADTH & DEPTH**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversee and lead a highly complex, and/or diverse function for an area of significant risk, or scope
+ Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external / internal, enterprise knowledge, recognizing and anticipating emerging trends and identifying operational efficiencies and opportunities with other business management / enterprise areas
+ Facilitate key strategic discussions and provide thought leadership to executive audience (output may include strategic roadmap and/or deliverables/ frameworks/ short to long term goals etc.)
+ Set operational team direction and collaborate with others to execute on common goals
+ Focus on longer-range planning for functional area
+ Generally, reports to executive management
**EXPERIENCE & EDUCATION**
+ Undergraduate degree or equivalent work experience
+ 10+ years experience
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$65,600 - $98,400 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**CUSTOMER**
+ Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
+ Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
+ Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks.
+ Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
+ Assist and coordinate investigations with various law enforcement agencies as delegated.
+ Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
**SHAREHOLDER**
+ Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
+ Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
+ Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
+ Protect the interests of the organization - identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
+ Maintain appropriate project records, databases, and information; report to management and others on project status and updates
+ Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
+ Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts, Investigators and others
+ Identify, recommend, and effectively execute standard practices applicable to the discipline
+ Adhere to internal policies/procedures and applicable regulatory guidelines
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
**EMPLOYEE / TEAM**
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
+ Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
+ Contribute to a fair, positive and equitable environment that supports a diverse workforce
+ Act as a brand champion for your business area/function and the bank, both internally and/or externally
**BREADTH & DEPTH:**
+ Experienced working professional role providing services, advisory or processes / program support
+ Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
+ Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
+ Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
+ Works within broad guidelines / policies and independently performs tasks from end to end
+ Work performed under minimal management guidance and supervision
+ Generally, reports to a Manager
**EXPERIENCE AND / OR EDUCATION**
+ Undergraduate degree or equivalent work experience
+ 3+ years experience
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$65,600 - $98,400 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**CUSTOMER**
+ Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
+ Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
+ Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks.
+ Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
+ Assist and coordinate investigations with various law enforcement agencies as delegated.
+ Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
**SHAREHOLDER**
+ Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
+ Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
+ Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
+ Protect the interests of the organization - identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
+ Maintain appropriate project records, databases, and information; report to management and others on project status and updates
+ Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
+ Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts, Investigators and others
+ Identify, recommend, and effectively execute standard practices applicable to the discipline
+ Adhere to internal policies/procedures and applicable regulatory guidelines
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
**EMPLOYEE / TEAM**
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
+ Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
+ Contribute to a fair, positive and equitable environment that supports a diverse workforce
+ Act as a brand champion for your business area/function and the bank, both internally and/or externally
**BREADTH & DEPTH:**
+ Experienced working professional role providing services, advisory or processes / program support
+ Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
+ Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
+ Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
+ Works within broad guidelines / policies and independently performs tasks from end to end
+ Work performed under minimal management guidance and supervision
+ Generally, reports to a Manager
**EXPERIENCE AND / OR EDUCATION**
+ Undergraduate degree or equivalent work experience
+ 3+ years experience
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$65,600 - $98,400 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**CUSTOMER**
+ Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations
+ Conduct data analysis, manipulation and interpretation looking for patterns and anomalies
+ Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks.
+ Assist with reviewing and investigating court orders (subpoenas) related to criminal actions.
+ Assist and coordinate investigations with various law enforcement agencies as delegated.
+ Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned
**SHAREHOLDER**
+ Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies
+ Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate
+ Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
+ Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
+ Protect the interests of the organization - identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary
+ Maintain appropriate project records, databases, and information; report to management and others on project status and updates
+ Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist
+ Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts, Investigators and others
+ Identify, recommend, and effectively execute standard practices applicable to the discipline
+ Adhere to internal policies/procedures and applicable regulatory guidelines
+ Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
**EMPLOYEE / TEAM**
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
+ Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.
+ Contribute to a fair, positive and equitable environment that supports a diverse workforce
+ Act as a brand champion for your business area/function and the bank, both internally and/or externally
**BREADTH & DEPTH:**
+ Experienced working professional role providing services, advisory or processes / program support
+ Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas
+ Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area
+ Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs
+ Works within broad guidelines / policies and independently performs tasks from end to end
+ Work performed under minimal management guidance and supervision
+ Generally, reports to a Manager
**EXPERIENCE AND / OR EDUCATION**
+ Undergraduate degree or equivalent work experience
+ 3+ years experience
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.