480 Testing jobs in Canada

Citi Global Markets provides world-class solutions and an unmatched global presence. We serve corporates, institutional investors and governments from trading floors in almost 80 countries. The strength of our underwriting, sales and trading and distribution capabilities span asset classes (Commodities, Equities, Rates, Spread Products) and currencies, providing us with an unmatched ability to meet the needs of our clients.
Markets Governance & Control works with the Markets businesses and functions including Compliance, Operational Risk and Internal Audit, to support identification, evaluation and management of operational and compliance risks in Markets Sales and Trading businesses. The 1st Line of Defence (1LOD) Markets Controls Testing team is part of Markets Governance & Control, and is responsible for execution of a comprehensive, risk-based programme of control testing covering all Markets businesses globally. The primary mission of the 1LOD Markets Controls Testing team is to support Management in its continuous monitoring of its control framework and residual risk profiles, thereby supporting responsible provision of financial services to clients and effective risk management for the firm.
This position reports to the Global Markets Control Testing Programme Head, within the Markets Governance & Control Team. The Global Markets Control Testing Programme Head leads and directs a team of approximately 40 controls testing professionals responsible for supporting the above responsibilities, with breadth and depth on control testing planning and execution.
**Key Responsibilities:**
This role is to plan, execute and report the results of control testing covering Markets Trading and Sales businesses.
Key responsibilities of the role are:
+ Executing and reporting results of control testing
+ Supervising and coaching junior team members in execution of control testing
+ Monitoring execution of parts of the testing programme to agreed timelines, escalating and resolving obstacles to delivery
+ Maintaining high standards and best practice for execution of testing activities
+ Providing challenge to stakeholders on the design and effectiveness of controls
+ Supporting stakeholders in determining necessary control remediation identified through the testing programme
+ Maintaining strong stakeholder relationships across Front Office, Markets Conduct Risk, Compliance and Operational Risk
+ Presenting impactful summary outputs from the testing programme to stakeholders
+ Providing Markets controls subject matter expertise to stakeholders across all three lines of defence
**Knowledge, Experience & Skills:**
+ 5+ years experience in Front Office controls testing, internal audit, external audit, independent control reviews, or similar disciplines
+ Understanding of Markets business activities and associated regulations
+ Knowledge of Markets Operational and Compliance risks, and related controls, associated with trading and sales activities
+ Strong understanding of control design assessment and effectiveness testing techniques and practices
+ Experience of coaching and developing team members
+ Experience of overseeing a team to deliver rigor and attention to detail in execution
+ Experience of developing and maintaining effective senior stakeholder relationships
+ Track record of providing constructive, effective challenge to Senior Stakeholders on risk management matters
**Education:**
+ Bachelor / university education preferred, but appropriate industry experience & exceptional delivery track record is as important.
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**Job Family Group:**
Controls Governance & Oversight
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**Job Family:**
Quality Assurance, Monitoring & Testing
---
**Time Type:**
---
**Most Relevant Skills**
Analytical Thinking, Assurance Strategy, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Policy and Procedure, Risk Remediation, Stakeholder Management.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Global Finance Control Testing Team is responsible for the testing of controls that are designed and executed by the Citi's Global Finance teams such as Controllers, Tax, Treasury, etc. Work with leadership to effectively challenge Finance First line Unit (FLU) risks, controls, and issues documentation to support effective risk management, and ensure appropriate escalation of identified deficiencies in accordance with MCA, Issue Management, and Escalation Policies.
This is a strategic and execution-oriented management position which along with the Finance Controls Testing Head, is accountable for end-to-end controls testing i.e., operational controls performance assurance/testing - which includes design, execution, results reporting, and insight sharing related to the above scope of controls testing. This role will focus on key controls across segments of the organization in support of Risk Reduction efforts related to high inherent risks.
The Finance Controls Testing Team Leader leads and directs a team of approximately 4 to 6 controls testing professionals responsible for supporting the above responsibilities, with breadth and depth on control testing planning and execution. The position closely follows latest trends in controls testing and adapts them for application within own job and covered businesses and functions, and often will be in touch with senior managers at Director or Managing Director levels.
Excellent management and communication skills are required to negotiate internally, often Apply at a senior level. Developed communication and diplomacy skills are required to guide and influence others, in particular colleagues in other areas and occasional external customers. Accountable for controls testing results and advice regarding the controls execution. The role necessitates a degree of responsibility over technical strategy. Responsible for supporting the Finance Controls Testing Head on handling staff management issues, including resource management and allocation of work within the team/project.
**Responsibilities:**
Execute Controls Testing by assessing control design, designing control testing tools, developing control testing procedures, ensuring control testing transitions, dispositioning exceptions, and developing insights for all controls within the Finance organization.
Carries key responsibility for Control Design Assessment (CDA) by resolving escalations, defining the work plan, and designing the quality review process.
Performs decision-making of control testing design activity, which includes approving/signing-off, undertaking escalations, and owning Internal Audit and issue management related actions.
Approves testing procedures in Confluence and is responsible for delivering relevant procedures to Internal Audit reviews and issue remediation.
Maintains resource forecast for own team as well as forecasting for successful controls testing transition and Central Execution training.
Handles control testing interactions with senior managers at Director or Managing Director levels.
Develops and drives quality-checking routines to ensure compliance with all relevant policies, operating guides, and owned control testing.
Supports team members on topics ranging from testing design and execution to performance management and control testing platforms basics.
Helps driving continuous improvements in accuracy, efficiency, timeliness, and quality of MCA control design assessment and controls testing.
Maintains relationships and drives accountability with partners and stakeholders to drive control testing's success in support of the business's strategy.
Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
Supports other relevant work efforts of department where needed and as directed by their manager.
Represents control testing in Operational Risk Forums (ORF) and senior meetings as needed and works with each respective team to finalize materials.
**Preferred:**
· 4-6 years to direct management experience.
· Prior experience building and executing control testing programs.
· 5+ years of FP&A, Tax, Controller, and or Treasury experience at a medium to large financial services firm.
· Internal or external audit experience.
· Experience with Regulatory Reporting such as RWA, FFIEC 031, FR Y9C, 2052A, FR Y 14Q, etc.
· MBA, CIA, CPA, or other risk management designation.
· Expert in data analytics; excel, access, tableau etc.
**Qualifications:**
+ 10+ years of experience
+ Familiarity with 3rd party risk models.
+ Consistently demonstrates clear and concise written and verbal communication skills
+ SQL, Perl or Python, Matlab or R, Excel VBA. Database administrator experience is a plus.
**Education:**
Bachelor's/University degree, Master's degree preferred.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Business Risk & Control
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

As a Global Finance Risk and Controls officer, you will be executing control effectiveness testing within Citi's Global Finance organization. Team members must be detail-oriented professionals with an understanding of risk management principles who can effectively collaborate with business partners to assess the alignment of documentation to Policies and Standards and determine the effectiveness controls. Responsibilities of this role include:
· Application of finance discipline business knowledge, processes, systems, and or services to identify potential documentation, process, or control gaps.
· Collaboration with First Line Unit (FLU) stakeholders to deliver high quality and timely control assessments including, but not limited to, planning, execution, reporting, root cause analysis, and issue initiation as needed.
· Ensuring assessment participants understand the control testing process, expectations, timelines, and desired outcomes.
· Documentation and communication of findings and tracking remediation of identified gaps and issues through remediation, escalating as needed.
· Taking ownership of and serving as primary point of contact for assigned assessment portfolio.
· Support leadership through detailed analysis of risk and control, issue, operational loss, root cause data and partnering with control and process owners to identify potential gaps, corrective actions, and improvements.
· Meeting high priority deadlines and working effectively in a rapidly evolving risk and control environment with limited direction.
Qualifications: Cannot be altered
Preferred:
· FP&A, Tax, Controller, and or Treasury experience at a medium to large financial services firm.
· Regulatory Reporting experience such as but not limited to 2052A, Call Report, FR Y 14Q, ect.
· Moderate level experience with data analytics, Excel, Access, etc.
· Risk Management experience
**Qualifications:**
+ 5-8 years of experience.
+ Experience with work-flow systems
+ Excellent project management and organizational skills.
+ Outstanding relationship building and relationship management skills
+ Consistently demonstrates clear and concise written and verbal communication skills
+ Proficient in Microsoft Office with an emphasis on MS Excel
+ Self-motivated and detail oriented
**Education:**
Bachelor's/University degree or equivalent experience.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Business Risk & Control
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

The Global Finance Control Testing Team is responsible for the testing of controls that are designed and executed by the Citi's Global Finance teams such as Controllers, Tax, Treasury, etc.
This is a strategic and execution-oriented management position which is accountable for end-to-end controls testing i.e., operational controls performance assurance/testing - which includes design, execution, results reporting, and insight sharing related to the above scope of controls testing. This role will focus on key controls across segments of the organization in support of Risk Reduction efforts related to high inherent risks. The position closely follows latest trends in controls testing and adapts them for application within own job and covered businesses and functions. Excellent management and communication skills are required to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required to guide and influence others, in particular colleagues in other areas and occasional external customers.
**Responsibilities:**
· Supports the Controls Testing Utility by assessing control design, designing control testing tools, developing control testing procedures, ensuring control testing transitions, dispositioning exceptions, and developing insights for all controls within the Finance organization.
· Carries key responsibility for Control Design Assessment (CDA) by resolving escalations, defining the work plan, and designing the quality review process.
· Performs decision-making of control testing design activity, which includes approving/signing-off, undertaking escalations, and owning Internal Audit and issue management related actions.
· Maintains resource forecast for own team as well as forecasting for successful controls testing transition and Central Execution training.
· Prepares reporting on control testing results for Operational Risk Forums (ORF) and senior meetings as needed and works with each respective team for socialization.
· Develops and drives quality-checking routines to ensure compliance with all relevant policies, operating guides, and owned control testing.
· Supports team members on topics ranging from testing design and execution to performance management and control testing platforms basics.
· Helps driving continuous improvements in accuracy, efficiency, timeliness, and quality of MCA control design assessment and controls testing.
· Maintains relationships and drives accountability with partners and stakeholders to drive control testing's success in support of the business's strategy.
· Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.
· Supports other relevant work efforts of department where needed and as directed by their manager.
**Preferred:**
· MBA, CIA, CPA, or other risk management designation.
· 2-5 years of FP&A, Tax, Controller, and or Treasury experience at a medium to large financial services firm
· Prior experience executing quality assurance.
· Internal or external audit experience.
· Expert in data analytics; excel, access, tableau etc.
**Qualifications:**
+ 6-10 years of experience.
+ MS Excel, MS Access, SAS, SQL, Visual Basic a plus. 5+ years' experience in financial services.
+ Consistently demonstrates clear and concise written and verbal communication skills
+ Effective organizational influencing skills required.
+ Third party vendor management preferred. Demonstrated ability to lead global team efforts
+ Excellent problem-solving skills Ability to comprehend the big pictures with high attention to critical details
+ Demonstrated ability to develop and implement strategy and process improvement initiatives.
**Education:**
+ Bachelor's/University degree, Master's degree preferred.
---
**Job Family Group:**
Risk Management
---
**Job Family:**
Business Risk & Control
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Policy and Procedure, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
The _Financial Crime Risk Management (FCRM) Testing Team_ sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls _(collectively referred to as "FCRM Controls")_ Enterprise-wide.
The **_Pre-Completion Testing (PCT) Team_** within FCRM Testing is responsible for the review of Regulatory Issues to verify and validate that the appropriate remedial actions have been taken to address the issues raised. The pre-completion testing is done at the design and operating effectiveness level prior to final submission to Internal Audit.
The **_Senior FCRM Testing Analyst - PCT Validations_** is responsible for conducting PCT validation testing of regulatory issue remediation activities. The position may assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans, and attributes, execute testing activities and monitor progress of the engagement.
**Depth & Scope:**
+ Independently execute testing of remedial work related to Regulatory Issues. (e.g., planning, sampling, evaluation, issue identification)
+ Develops testing documentation and results reporting in-line with requirements
+ Understands the Banks financial crimes obligations and requirements and effectively applies that understanding in the execution of their work
+ Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement
+ Work independently as a subject matter expert of the functional area and/or business are supported and applicable regulatory requirements, and may coach and educate others
+ Execute on more complex and/or non-standard requests
+ Undertake and complete a variety of projects and initiatives as part of the testing function, may include the integration of cross functional processes within own area of expertise
+ Performs complex analysis and reporting
+ Generally, reports to a Manager role
**Job Requirements:**
+ University degree or equivalent work experience
+ Relevant professional designations and/or certifications preferred (ex. CAMS)
+ 4+ years of relevant experience working in a challenge function (e.g., Internal Audit, ORM, Risk Oversight) within the financial services industry
+ In depth knowledge of AML/ATF regulations (PCMLTFA and associated Regulations), financial crime typologies, and control frameworks
+ Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels.
**Customer Accountabilities:**
+ Execute testing engagement work in accordance with established standards to achieve completion within targeted timelines
+ Conduct analytical research and analysis as part of the assigned testing objectives
+ Work collaboratively with key partners throughout the testing engagement
+ Stemming from testing findings, present objective and independent opinion on the adequacy of remedial work in accordance with regulatory and internal requirements.
+ Provide subject matter expertise on FCRM controls and processes and/or input to projects/initiatives as a representative for area of the FCRM testing function
+ During the execution of testing activities, proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve.
**Shareholder Accountabilities:**
+ Prioritize and manage own workload to deliver quality results and meet assigned timelines
+ Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility
+ Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve FCRM controls
+ Understand the operations of the business unit/area being tested and to identify potential FCRM risks and apply information to complete a quality, risk-based engagement
+ Clearly and concisely document research as required to understand requirements specific to an engagement
+ Actively manage relationships within and across various business lines, corporate and/or control functions, and ensure alignment with enterprise and/or regulatory requirements
+ Provide analysis on issues and effectively communicate results to FCRM Testing management and the client
+ Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee / Team Accountabilities** :
+ Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
+ Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
+ keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
+ Participate in personal performance management and development activities, including cross training within own team
+ Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
+ Contribute to team development of skills and capabilities through training and mentorship of others, by sharing knowledge and experiences and leveraging best practices.
+ Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
#LI-CorporateB
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**Department Overview:**
The TD Bank Group Financial Crimes Risk Management (FCRM) Department is responsible for Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) regulatory compliance and prudential risk management across the TD footprint. We act as proactive and trusted advisors to TD Business Lines, while supporting a consistent, adaptable, and effective culture across the organization, ensuring money laundering and terrorist financing risks are appropriately identified and mitigated. We direct the design, content, and enterprise-wide implementation of TD's AML Program, which also includes ensuring that everyone both understands and complies with economic sanctions and Anti-Bribery/Anti-Corruption (ABAC) regulations. Our commitment to being The Better Bank means that we are continually evolving to meet the requirements of an ever-changing regulatory environment, while continuing to provide legendary customer experiences.
The _FCRM Enterprise Testing Team_ sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls _(collectively referred to as "FCRM Controls")_ Enterprise-wide.
**Job Description:**
The **_FCRM Enterprise Testing Quality Assurance (QA)_** **_Team_** is a key activity for measuring quality in FCRM Enterprise Testing process execution in line with departmental procedures and established standards. The QA Team is responsible for executing a formalized QA program, focusing on the operating effectiveness of the FCRM Enterprise Testing program.
The **Senior Analyst, FCRM Testing QA** will be responsible for conducting Quality Assurance reviews to ensure the effectiveness and consistency of our AML, Sanctions, and ABAC testing program. The execution of the program is based on a risk-focused, sampled based approach performed by the FCRM Enterprise Testing QA staff. The position may assume leadership of the engagement and have responsibility for completion of end-to-end QA reviews.
**This position will be responsible for conducting Quality Assurance reviews on** **FCRM controls for assigned technologies (Applications/tools, etc.) across the Enterprise which entails FCRM risks. This includes, but not limited to, key FCRM technologies responsible for transaction monitoring, name screening, client risk rating, and reporting.**
**Responsibilities:**
+ Independently executes Quality Assurance reviews of FCRM Enterprise Testing engagements, in adherence to formalized QA procedures.
+ Understands the use of IT controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement?
+ Works independently as a subject matter expert of the functional area and applicable regulatory requirements and may coach and educate others?
+ Undertake and complete a variety of projects and initiatives as part of the testing function, may include the integration of cross functional processes within own area of expertise?
+ Performs complex analysis and reporting?
+ Executes on more complex and/or non-standard requests?
+ Develops documentation and reports result in-line with requirements?
+ Understands the Banks financial crimes obligations and requirements and effectively applies that understanding in the execution of their work?
+ Reports to a Manager role.
**Education & Experience:**
+ University degree/college diploma or equivalent.
+ 4+ years relevant experience within a challenge function (e.g., Internal Audit, QA/QC, Risk Oversight) within the financial services industry including IT control testing experience.
+ Relevant professional designations and/or certifications preferred (ex. CAMS).
+ In depth knowledge of AML/ATF regulations (PCMLTFA and associated Regulations), financial crime typologies, and control testing frameworks.
+ Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

**Work Location:**
Toronto, Ontario, Canada
**Hours:**
37.5
**Line of Business:**
Financial Crime Risk Management
**Pay Details:**
$76,800 - $115,200 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
The **Financial Crime Risk Management (FCRM) Enterprise Testing Team** _(formerly Global Anti-Money Laundering)_ sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls _(collectively referred to as "FCRM Controls")_ within TD's business lines, relevant operational and control units _(including the Financial Intelligence Unit (FIU)),_ and key FCRM technologies, Enterprise-wide _(Canada, Europe, and Asia-Pacific)._
The **_Senior FCRM Testing Analyst_** executes independent testing of FCRM controls for assigned businesses, technologies, and operational units across the Bank. The position will assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans, and attributes, and monitor progress of the engagement. As the overall engagement lead, the position may also oversee and review work of supporting analysts.
**This position will be responsible for testing key controls and processes within TD's Financial Intelligence Unit (FIU) including, but not limited to, teams responsible for transaction monitoring, high-risk investigations, regulatory reporting, demarkets, and sanctions operations** .
Key accountabilities include the following:
+ Oversee and/or independently perform testing of FCRM controls within the various TD lines of business as well as the operational units including the FIU, High Risk Investigations, Sanctions Operations, and Anti-Bribery Anti-Corruption teams.
+ Lead the communication and the reporting process with the multiple stakeholders, including senior management.
+ Execute all phases of a testing engagement, including planning, fieldwork (design and operational effectiveness testing, including sample testing), and reporting.
+ Collaborate and coach supporting analysts in all phases of the engagement.
+ Execute follow-up of findings raised from testing engagements in accordance with established standards.
+ Interact frequently with management and senior leadership of FCRM business lines.
+ Prepare and present complex reporting, analysis and assessments that will bring about significant improvements to internal processes and activities.
+ Execute on more complex and/or non-standard requests.
+ May undertake and complete a variety of projects and initiatives in additional to regularly scheduled testing engagements.
+ Keep current on emerging trends and evolving regulatory requirements to find opportunities and recommend improvement areas to senior management to increase the efficiency and effectiveness of the team.
+ Reports to a Manager role.
**Job Requirements**
+ University degree/ college diploma or equivalent.
+ CAMS designation (or similar) preferred.
+ 4+ years of experience in AML/ATF, Sanctions and/or control testing roles.
+ Experience working in an FIU and/or proficient knowledge of FIU related processes and controls.
+ Proficient knowledge of testing standards, systems, procedures, laws, rules, regulations, reporting and controls.
+ Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels.
+ Knowledge of current and emerging AML/ATF trends.
+ Skilled in providing guidance to junior analysts.
+ Skilled in creating appropriate analysis and reporting within a defined timeframe.
+ Ability to communicate effectively in both oral and written form.
**Customer Accountabilities**
+ Executes testing engagement work in accordance with established standards to achieve completion within target timelines.
+ Conducts skilled analytical research and analysis as part of the testing engagement and initiatives.
+ Works collaboratively with key partners throughout the testing engagement.
+ Presents objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements.
+ Executes follow-up of findings raised from testing engagements in accordance with established standards.
+ Provides subject matter expertise and/or input to projects/initiatives as a representative for area of specialization.
+ Proactively identifies matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve.
+ As assigned, oversees/leads the testing engagement, including communications and the reporting processes.
**Shareholder Accountabilities**
+ Prioritizes and manages own workload to deliver quality results and meet assigned timelines.
+ Contributes to the analysis, due diligence, and implementation of initiatives within defined area of responsibility.
+ Adheres to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assists in identifying potential opportunities to improve controls.
+ Understands the operations of the business unit/area being tested and to identify potential risks and apply information to complete a quality, risk-based engagement.
+ Clearly and concisely documents research as required to understand requirements specific to an engagement.
+ Working with control partners, keeps abreast of emerging trends/developments and changes to regulatory framework, internal policies, and standards.
+ Actively manages relationships within and across various business lines, corporate and/or control functions, and ensures alignment with enterprise and/or regulatory requirements.
+ Provides analysis on issues and effectively communicates results to Testing management and the client.
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
**Employee/Team Accountabilities**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation, and teamwork and promotes timely communication of issues/ points of interest.
+ Provides thought leadership and/ or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit.
+ Keeps current on emerging trends/ developments and grows knowledge of the business, related tools, and techniques.
+ Participates in personal performance management and development activities, including cross training within own team.
+ Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices.
+ Leads, motivates, and develops relationships with internal and external business partners / stakeholders to develop productive working relationships.
+ Contributes to a fair, positive, and equitable environment that supports a diverse workforce.
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally.
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**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more ( Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
We look forward to hearing from you!
**Language Requirement (Quebec only):**
Sans Objet
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